Banking Awareness Mcqs For Ibps Po Iv As Well As Clerks Iv Online Exams – Ready 24

Dear IBPS PO together with Clerks aspirants, hither is the 24th Set of Banking Awareness Online Practice Tests. In this exam we’ve focused on diverse types of loans together with about of import banking programmes. Happy reading 🙂
  1. Loan taken past times the person, non telling the role of taking loan is called _____________
    1. Impersonal loan
    2. Personal loan
    3. Purpose loan
    4. Group loan
    5. Go together with Apply loan
  2. Variable charge per unit of measurement / Floating loan way ________________
    1. Interest charge per unit of measurement depends on the instant of unusual telephone commutation rates fixed past times RBI
    2. Interest charge per unit of measurement volition alter according to the increasing together with decreasing stimulate of involvement rates
    3. Interest charge per unit of measurement fixed past times RBI regarding Repo Rate
    4. Interest charge per unit of measurement varied past times RBI inward the giving of loans to USA Companies alone.
    5. None of these
  3. BSE Ltd (Bombay Stock Exchange)Established on ?
    1. 4th June 1975
    2. 9th June 1875
    3. 10th June 1985
    4. 19th June 1815
    5. None
  4. In which street inward Mumbai, the BSE located ?
    1. Gold Street
    2. Cross street
    3. Forward Street
    4. Dalal Street
    5. Key Street
  5. Fixed-rate Loan way ______________
    1. Loan amongst a laid charge per unit of measurement of involvement that either does non vary for the entire life of the loan or is fixed for a specified period.
    2. Loan amongst a laid charge per unit of measurement of involvement that alter for every three years together with for a specified stream every bit fixed past times the banking firm for the to the lowest degree fifteen years
    3. Loan never laid charge per unit of measurement of involvement that either does non vary for the entire life of the loan or is fixed for a specified period
    4. No loan amongst a laid charge per unit of measurement of involvement that either does non vary for the entire life of the loan or is fixed for a specified period.
    5. None 
  6. Prime Minister Narendra Modi launched his dream projection to opened upwardly at to the lowest degree i banking firm concern human relationship to every menage on 28th August 2014. Name it ?
    1. Jan Dhan Yojana
    2. Jan Gan Man Yojana
    3. Jan Ran Yojana
    4. Jan Bank Youjana
    5. Jan Makan Yojana
  7. Teaser loan way __________________
    1. Interest non collected at all
    2. Interest collected at to a greater extent than rates at the outset together with less during the later on times.
    3.  Interest collected at less charge per unit of measurement of inters at the outset together with less during the later on times
    4. Interest collected at to a greater extent than rates at the outset together with never collect charge per unit of measurement of involvement later on times.
    5. Interest collected at less charge per unit of measurement of involvement at the outset together with to a greater extent than during the later on times.
  8. If a loan issued together with supported only past times the borrower’s creditworthiness, rather than past times a type of collateral, it is called _________________
    1. Key loan
    2. Collateral loan
    3. Zero loan
    4. Unsecured loan
    5. Secured loan
  9. If a loan offered at a charge per unit of measurement higher upwardly prime number to individuals who create non qualify for prime number charge per unit of measurement loans is called _____________
    1. Bank Rate loan
    2. Primary lending loan
    3. MOD prime number loan
    4. Sub prime number loan
    5. Prime loan
  10. Amortized loan way _______________
    1. Loan amongst scheduled periodic payments of both primary together with interest
    2. Government finance the banks to refinance the local coin lenders
    3. Giving huge loans to customers past times taking the security
    4. Not  providing cash to customers but providing loan inward the degree of goods
    5. Loan given past times RBI
  11. Ballon Loan way ?
    1. A loan offered at highest charge per unit of measurement of involvement for consumer loans
    2. A loan which does non fully amortize over its term
    3. Loan offered to articulation borrowers only
    4. Loan offered to the Large scale industries 
    5. None
  12. In the firstly one-half of 2013-14 the banking firm loans grow past times what per centum ?
    1. 15.01%
    2. 6.9%
    3. 8.1%
    4. 10.1%
    5. None
  13. On 28th Oct 2013, which system was launched inward Dubai to render pension together with life insurance benefits to overseas workers ?
    1. Indira Gandhi Pravasi Suraksha Yojana
    2. Pradhanmanthri Pravasi Suraksha Yojana
    3. Mahatma Gandhi Pravasi Samrakshana Youjana
    4. Mahatma Gandhi Videshi Samrakshana Youjana
    5. Mahatma Gandhi Pravasi Suraksha Yojana
  14. World Standards Day is observed on ?
    1. 14th September
    2. 14th October
    3. 14th November
    4. 14th December
    5. 14th January
  15. India’s First Dedicated Education Loan Company CREDILA is the associate trunk of ___________
    1. SBI
    2. Andhra Bank
    3. United Bank of India
    4. HDFC
    5. SBH
  16. CER was established to forestall frauds inward loan cases involving multiple lending from dissimilar banks on the same immovable property. CER way ?
    1. Central Electronic Recognition
    2. Central Ethics Registry
    3. Central Electronic Registry
    4. Central Election Registry
    5. Central Entry Registry
  17. The loan taken for the role of doing concern is called ?
    1. Commercial Loan
    2. Business loan
    3. Employment Loan
    4. Property Loan
    5. Enterprise Loan 
  18. Indian Bank’s Association’s annual Banker’s Conference (BANCON) held betwixt 15th together with 16th Nov 2013 at Bombay hosted past times _____________
    1. Corporation Bank
    2. IOB
    3. SBI
    4. Bank of India
    5. OBC
  19. BANCON 2013 subject was _____________
    1. ‘Financial Inclusion is must for India’
    2. ‘Bank of the future-gearing upwardly to run across the emerging environment’
    3. ‘Banks are for you’
    4. ‘Bank for the Growth of Economy’ together with ‘We deserve it’
    5. None
  20. Example for Non-commercial loan are 
    1. Agriculture Loan
    2. Loans to BPL families
    3. Loans to SHG
    4. Loans to SC together with ST Communities
    5. All the above
sponsored links

Leave a Reply