Banking Awareness Mcqs For Ibps Po Together With Clerks Online Exams – Railroad Train 34

  1. As nosotros know, a lot of novel concepts are beingness used inward the champaign of banking these days, which of the next is NOT 1 such concept / production lead associated with banks ?
    1. RTGs
    2. SMS Alert
    3. Demat Account
    4. ATM / Debit Card
    5. Number Portability
  2. The history brief  line of piece of occupation of RBI given. Pick the right one  ?
    1. Established inward 1935 at Kolkata
    2. Moved its HO to Bombay inward 1937
    3. Nationalized inward 1949
    4. Co-operative banks come upwards nether the rule of RBI
    5. All of these
  3. History Line upwards of RBI given. Pick upwards the incorrect 1 ?
    1. RBI had to a greater extent than efficient command over Foreign Exchange as  the Amendment of Foreign Exchange Regulation Act (FERA) came inward to trial inward 1973
    2. RRBs established inward 1975 brought nether the command of RBI
    3. Sukhmoy Chakravarthy in addition to Vaghul Committee reports on Financial Sector reforms Submitted inward 1986
    4. In 1993, Exchange charge per unit of measurement became marketplace determined
    5. Board of Financial Revision laid upwards inward 1994
  4. Reserve Bank Staff College is located at __________ (to develop the needs of RBI officers).
    1. Bengaluru
    2. New Delhi
    3. Chennai
    4. Hyderabad
    5. Nagpur
  5. The College of Agricultural Banking at ___________ trains staff of Co-operative in addition to commercial banks,  including regional rural banks.
    1. Mumbai
    2. Kolkata
    3. Kanpur
    4. Chennai
    5. Pune
  6. RBI is funding to encourage advance grooming in addition to interrogation on banking issues, Economic Growth. It is funding National Institute of Bank Management (NIBM) at ?
    1. Delhi
    2. Kolkata
    3. Pune
    4. Hyderabad
    5. Indore
  7. Indira Gandhi Institute of Development Research (IGIDR) at ______ too funding yesteryear RBI.
    1. Hyderabad
    2. Bhopal
    3. Nasic
    4. Mumbai
    5. Kanyakumari
  8. Institute for Development in addition to Research inward Banking Technology (IDRBT) is located at ___________
    1. Gurgaon
    2. Jalandhar
    3. Chennai
    4. Hyderabad
    5. Pune
  9. Which alongside the next is the starting fourth dimension universal banking concern of Republic of Republic of India ?
    1. HDFC
    2. Axis Bank
    3. ICICI
    4. Federal Bank
    5. None of these
  10. Branch Banking Means ?
    1. Bank runs branches accepting deposits only
    2. Bank operates through branches to brand deposits in addition to forrad loans
    3. Banks create non having branches
    4. 1 & 3
    5. None of these
  11. The ultimate controller of Bank Deposits is ?
    1. SBI
    2. Finance Secretary
    3. Ministry of Finance
    4. Controller of Deposits
    5. RBI
  12. Important 2 streams of banking concern deposits inward Republic of Republic of India ?
    1. Functional deposit in addition to Demand deposit
    2. Irregulated deposit in addition to Demand deposit
    3. Term deposit in addition to Demand deposit
    4. Regulated deposit in addition to Non-regulated deposit
    5. None 
  13. Which of the next is NOT a Nationalized Bank ?
    1. Union Bank of India
    2. Central Bank of India
    3. YES Bank
    4. Syndicate Bank
    5. Dena Bank
  14. The Non-Regulated deposit is ?
    1. Current Account
    2. Fixed Deposit
    3. Savings Account
    4. Recurring Account
    5. All of above
  15. The highlight of Term Deposit is ?
    1. high charge per unit of measurement of Interest
    2. no instinct to spend
    3. cumulative charge per unit of measurement of involvement option
    4. loan options
    5. All of these
  16. Which of the next is the best selection to commons coin for a long menstruum of fourth dimension to earn a high charge per unit of measurement of involvement ?
    1. Savings account
    2. Current account
    3. Fixed deposit account
    4. Recurring account
    5. None of these
  17. Banks ordinarily collect penal charge per unit of measurement of involvement on ____________ for the pre mature withdrawal of fixed deposits 
    1. Principal
    2. Rate of Interest
    3. Minimum deposit amount
    4. Maturity amount
    5. All of these
  18. Fixed deposit tin have 
    1. Nomination facility
    2. Nomination facility with the permission of Bank chairman
    3. Nomination facility yesteryear taking exceptional permission from bank
    4. Nomination facility on the twenty-four hours of closing
    5. Nomination facility with the permission of somebody who introduced him to opened upwards account
  19. Which commission proposed to enhance the compulsory insurance of banking concern deposits upwards to v lakhs ?
    1. Arvind Mayaram
    2. Usha Thorat
    3. Damodaran
    4. Syamala Gopinath
    5. None of these
  20. With whom, banks ordinarily insure the deposit of the customers ?
    1. IRDA
    2. RBI
    3. DICGC
    4. NABARD
    5. None of these
 Read to a greater extent than Banking Awareness Model Practice Sets from below
    sponsored links

Leave a Reply