Banking Awareness Online Do Tests For Ibps Po Four – Laid Upward 19

Friends, you lot know how crucial the Banking Awareness section is to clear IBPS Bank Exams. We’ve already shared complete Banking Awareness lessons and 18 Online Tests for terminal year’s IBPS PO Exam. As a continuation for that, from today onwards we’ve decided to furnish you lot alongside to a greater extent than online exercise tests for upcoming IBPS PO IV Online Exam. Happy Reading 🙂

  1. The features of Demand Draft given, Locate the incorrect alternative ?
    1. It is drawn past times a banking concern upon its ain branch or approximately other bank.
    2. It is payable on demand in addition to it cannot endure made payable to bearer.
    3. Payment of a demand draft cannot endure stopped or countermanded. Due to this reason, the payment is demanded through a banking concern Draft.
    4. Demand Draft valid for three months.
    5. None
  2. A Demand Draft payable to bearer may endure issued solely past times ______________
    1. RBI
    2. SBI
    3. SEBI
    4. Private Banks
    5. Note of above
  3. Payment of a lost Demand Draft is made to the ________________
    1. Purchaser
    2. RBI
    3. Friend of purchaser
    4. Guarantor
    5. None
  4. If the Original Demand Draft is lost, the banking concern issues duplicate Demand Draft, past times taking ___________ ?
    1. Permission from RBI
    2. Assurance course of report the purchaser of Draft on white paper
    3. Rs. l equally but penalty
    4. Indemnity bond from the purchaser of Draft
    5. Permission from district authorities of acre government 
  5. Unsigned Demand Draft is presented for payment, thence drawee branch should ?
    1. Dishonor it, since it does non convey a mandate of the drawer banking concern to pay.
    2. Honor it equally it is a negotiable instrument
    3. Honor it later seeking complaint from the collecting bank.
    4. Pay but equally it is issued past times approximately other bank
    5. None of these
  6. Shivani deposited Rs. 10000 inward Union Bank of Republic of Republic of India in addition to got Demand Draft. He wants to cancel the Demand Draft. Then ?
    1. Once Demand Draft issued, it cannot endure cancelled
    2. Demand Draft tin endure cancelled past times Union Bank of India. However the cancellation charges may endure there. 
    3. He tin approach whatever world sector banking concern to cancel the Demand Draft, equally Union Bnak of Republic of Republic of India is likewise a Public Sector Bank.
    4. Only later ninety days the Demand Draft tin endure cancelled, equally the Demand Drafts cannot endure cancelled during the valid appointment period.
    5. Shivani should larn permission course of report RBI to larn the cancellation of Demand Draft. 
  7. Cash credit is ane of the forms of ___________
    1. Recurring credit to NRI
    2. Withdrawal facility inward nipper account
    3. Loan
    4. Cash Deposit skid inward banking concern branch
    5. Credit deposit slip
  8. One of the highlights of the cash credit is ?
    1. Very useful for industrial concerns
    2. It tin endure given past times taking safety of raw materials in addition to finished goods also.
    3. Flexible schedule of payments is attractive inward this loan
    4. Renewable loan, if at that spot is no default inward the payment of interest
    5. All of the above
  9. Bharath has an trouble organization human relationship inward Punjab National Bank. He issued a check of Rs. G to Raghu. Who is the drawee inward the higher upwards example ?
    1. Bharath
    2. Punjab National Bank
    3. Raghu
    4. Bharath in addition to Raghu
    5. Raghu in addition to Punjab National Bank
  10. Amar has an trouble organization human relationship inward State Bank of India. He issued a crossed check to Satish. Then sathish ___________
    1. Should deposit check inward his banking concern account.
    2. Can become to banking concern counter in addition to larn coin directly
    3. Can inquire the banking concern to modify crossed check inward to bearer check to larn cash
    4. Satish tin cancel the crossing to larn cash
    5. Satish tin modify the crossed check inward to bearer check past times putting his signature on contrary side.
  11. Narasimhan deposited Rs. 10000/- inward his savings trouble organization human relationship in addition to got counterfoil. In his top book, the deposit entry made in addition to his introduce residuum is Rs. 15,000/-. Later he got mobile warning that he deposited Rs. 1000/- only. Then __________
    1. Narasimhan is eligible to take Rs. 10000 only.
    2. Mobile warning resembles the residuum in addition to his introduce residuum is Rs. 11,000/- only
    3. Bank asks Naraimhan to deposit Rs. 4000 again
    4. He demand non worry because mobile alerts demand non resemble the accurate residuum inward account. His residuum stands at Rs. 15,000/-
    5. None of the higher upwards tilt applicable
  12. Ananth received PIN (Personal Identification Number) for his debit carte du jour past times registered post. Then ____________
    1. He should non percentage this number alongside anybody
    2. He tin percentage this number alongside anybody
    3. He should inform this number to the Bank Manager
    4. PIN is non confidential thence he tin percentage this anywhere
    5. He should percentage this number inward his Facebook account
  13. If the indicate of sales terminals are non complaint of the fraud carte du jour transaction, issuing banking concern should pay the disputed total to the client inside __________ working days.
    1. 10
    2. 20
    3. 40
    4. 7
    5. 2
  14. The incorrect tilt relating to Mutual Funds (MF) is ?
    1. It collects the savings of a large number of investors for investment purposes
    2. MF invest inward working capital missive of the alphabet markets similar stocks in addition to other securities
    3. Additions from the investment procedure shared amidst the investors
    4. Profit generation in addition to investment procedure shared amidst the investors is a continuous process, equally MF trouble organization is profitable both to investor in addition to fund manager
    5. None
  15. The argue to nation Mutual Funds (MF) safer than percentage trading because ?
    1. Professionally Managed
    2. Tax Saving Option
    3. Diversified Portfolio
    4. Transparent Dealings
    5. All of the above
      1. Who regulates the Mutual Funds ?
        1. RBI
        2. TRAI
        3. SEBI
        4. TROY
        5. None
      2. Unit Trust of Republic of Republic of India was the start usual fund develop inward Republic of Republic of India inward the yr ?
        1. 1963
        2. 1971
        3. 1981
        4. 1991
        5. 1997
      3. Usually, the functioning of a detail system of a usual fund is denoted past times NAV. NAV way ?
        1. Net Asset Value
        2. Non Accessible Value
        3. Net Assignment Value
        4. Not Asset Value
        5. New Activation Value
      4. A usual fund is develop inward the course of report of a trust, which has sponsor, trustees, AMC in addition to custodian. AMC way ?
        1. Asset Management Company
        2. Asset Money Company
        3. Assign Management Company
        4. Assignment Management Company
        5. None of these
      5. India is ane of the founding members of Kimberley Process Certification Scheme (KPCS). KPCS is related to ?
        1. Import in addition to Export fo Rice
        2. Import in addition to Export of Computers
        3. Import in addition to Export of Home Appliances
        4. Import in addition to Export of Rough Diamonds
        5. None

      Read to a greater extent than Banking Awareness Model Practice Sets from below

      sponsored links

      Leave a Reply