Banking Awareness Quiz 2014 – Gear Upward 37

  1. Beneficiary banking corporation has to credit the beneficiary’s trouble organisation human relationship inside ___________ hours of receiving the funds transfer message every bit per the social club of RBI ?
    1. Three
    2. Two
    3. Four
    4. Five
    5. Six
  2. In the both cases of RTGs in addition to NEFT the charges are decided yesteryear ?
    1. Collecting banker
    2. Transferor
    3. Transferee
    4. Paying Banker
    5. None of these
  3. In online transactions, IFSC code given. Pick the incorrect alternative related to it ?
    1. IFSC is an alphanumeric code that uniquely identifies a bank-branch participating inwards te NEFT organisation in addition to RTGS system.
    2. IFSC agency Indian Financial System Code
    3. It volition get got eleven digits
    4. First 4 digits say where is the bank’s caput office
    5. 5th digit is ever aught in addition to the final vi digits say near the branch code
  4. SWIFT is an internationally recognized identification code for banks roughly the world, which has 8 or eleven alphanumeric characters. SWIFT agency ?
    1. Stand for Worldwide Interbank Financial Telecommunication
    2. Society for Worldwide Internal Bank Financial Telecommunication
    3. Society for World Interbank Financial Telecommunication
    4. Society for Worldwide Interbank Financial Telecommunication
    5. None of these
  5. Usually No Frill Accounts are ?

    1. Savings Account
    2. Corporate Account
    3. Fixed Deposit
    4. Kiddy Account
    5. Salary Account
  6. From which date, the No Frill Accounts to live on treated every bit BSBDA every bit per the social club of RBI ?
    1. 10th August 2012
    2. 15th Apr 2013
    3. 25th May 2014
    4. 18th Apr 2015
    5. 10 Dec 2016
  7. One private tin dismiss get got how many BABDA accounts inwards 1 banking corporation every bit per the social club of RBI ?
    1. three
    2. two
    3. four
    4. five
    5. one
  8. The Basic Savings Bank Deposit Account (BSBDA) scheme of RBI to live on opened inwards which of the next banks ?
    1. Public Sector Banks
    2. Private Sector Banks
    3. Foreign Banks Operating inwards India
    4. Foreign Banks Operating inwards Foreign Countries 
    5. All of above
  9. The remainder to live on maintained yesteryear the Customer inwards the BSBDA is ?
    1. Rs. 1000
    2. Rs. 500
    3. Rs. 250
    4. Rs. 50
    5. No minimum remainder required
  10. To opened upwards the BSBDA, the initial deposit to opened upwards the trouble organisation human relationship must live on ?
    1. Rs. 100
    2. Rs. 500
    3. Rs. 1000
    4. Rs. 5000
    5. No initial deposit needed
  11. The facility non available inwards the BSBDA is ?
    1. deposit amount
    2. withdrawing of cash
    3. ATM Card
    4. withdrawal cast facility
    5. All higher upwards facilities available
  12. Total credits inwards the BSBDA should non top ?
    1. 2 Lakh per year
    2. 5 Lakh per year
    3. 10 Lakh per year
    4. 8 Lakh per year
    5. 1 Lakh per year
  13. The maximum remainder inwards the BSBDA is ____________ at whatever fourth dimension ?
    1. should non top Rs. 1 Lakh
    2. should non top Rs. 2 Lakh
    3. should non top Rs. 10,000
    4. should non top Rs. 3 Lakh
    5. should non top Rs. 50,000
  14. In the electrical current account, the facility given is ?
    1. No restriction on position out of deposits
    2. No restriction on position out of withdrawals
    3. No restriction on exercise of cheques
    4. All of above
    5. None of above
  15. The formal way of lending includes lending from ?
    1. Private Sector Banks
    2. Co-operative Banks
    3. Public Sector Banks
    4. RRB
    5. All of the above
  16. The Village people get got to a greater extent than loans from non-institutional sources (informal route). It includes ?
    1. Scheduled Loans
    2. Public Sector Banks
    3. Co-Operative Banks
    4. Rural Banks
    5. Money Lenders
  17. The Loan taken for the role of doing trouble organisation is called _____________
    1. Non-Commercial Loan
    2. Anti-Personal Loan
    3. Business Loss Loan
    4. Enterprise Gold Loan
    5. Commercial Loan
  18. Loan taken for non doing of the business, normally called ?
    1. Commercial Loan
    2. Non-Commercial Loan
    3. Individual Group Loan
    4. Virtual Loan
    5. Business Torn Loan
  19. Example for Non-commercial Loan is ?
    1. Agricultural Loan
    2. Loans to BPL families
    3. Loans to SHG
    4. Loans to SC in addition to ST communities
    5. All the above
  20. Loan taken yesteryear the person, non telling the role of taking loan is called ?
    1. Impersonal Loan
    2. Personal Loan
    3. Concealed Loan
    4. Hidden Loan
    5. Go in addition to Apply Loan
 Read to a greater extent than Banking Awareness Model Practice Sets from below
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