Banking Awareness Quiz For Ibps Banking Concern Exams 2015 – Fix 55

  1. Indian Financial System comprises of ?
    1. Scheduled Commercial Banks
    2. Non-Banking Financial Institutions 
    3. Urban Co-Operative Banks
    4. All of the above 
    5. None of the above
  2. Statement of Raghuram Rajan on 11th June 2015 virtually the funds of NRIs inward Indian Chit Fund companies given. the incorrect contention is ________ ?
    1. NRIs allowed investing inward chit funds on non-repatriation reason inward chit fund companies
    2. There is no limit for such funding
    3. In the twelvemonth 2000, non-residents were barred from investing inward a companionship or firms engaged inward the line of piece of occupation organisation of chit fund
    4. Such funds to live on allowed later on getting prior approving of SEBI, the controller of chit funds inward India
    5. NRI funds inward chit fund companies should live on brought inward through normal banking channel yesteryear operating a banking concern line of piece of occupation organisation human relationship only
  3. PayZapp details are given, Locate the incorrect option
    1. On tenth June 2015, PayZapp launched yesteryear HDFC Bank
    2. It is consummate digital payment in addition to buy solution
    3. It is non a pre-paid wallet 
    4. It reflects the line of piece of occupation organisation human relationship in addition to credit carte du jour residuum also
    5. None of these
  4. RBI on ninth June 2015 said Indian corporate eligible to heighten ECB are permitted to final result rupee linked bonds overseas. ECB stands for ?
    1. End Commercial Borrowings 
    2. External Core Borrowings 
    3. External Commercial Borrowings 
    4. External Commercial Benefits 
    5. None of these
  5. The Reserve Bank of Republic of Republic of India (RBI) on eighth June 2015 announced SDR Scheme which allows banks in addition to non-banking lending institutions to convert their loans into equity stake. In this context, SDR stands for ?
    1. Strategic Debt Repository
    2. Strategic Deal Restructuring
    3. Strategic Debt Restructuring 
    4. Structure Debt Restructuring 
    5. None of these
  6. The Reserve Bank of Republic of Republic of India (RBI) cutting the Repo Rate on 2d June 2015 yesteryear 25 reason points. What is the introduce repo rate 
    1. 6.25 percent
    2. 7.25 percent
    3. 8.25 percent
    4. 8.50 percent
    5. 7.50 percent
  7. On 1st June 2015, which acre has unveiled the world’s showtime facial recognition ATM ? 
    1. USA
    2. UK
    3. India
    4. China
    5. England
  8. On 1st June 2015, “Her Ghar Her Car” system launched yesteryear which bank, having an objective of reaching out to women inward the province in addition to empowering them to accept decisions that tin give the sack alter the class of their menage unit of measurement in addition to guild at large ?
    1. RBI
    2. SBH
    3. NHB
    4. IDBI
    5. SBI
  9. Finance Minister Arun Jaitley has inaugurated New Bank Note Paper Line of 6000MT capacity at ________ on 30th May 2015
    1. Hoshangabad, MP
    2. Nashik, Maharashtra 
    3. Chennai, Tamil Nadu
    4. Hyderabad, Telangana 
    5. Kochi, Kerala
  10. Which banking concern on 29th May 2015 launched an Online Customer Acquisition Solution (OCAS) ?

    (It is an online platform to utilize for Home Loans, Car Loans, Educational Loans in addition to Personal Loans).

    1. ICICI
    2. IndusInd Bank
    3. SBI
    4. HDFC Bank
    5. Kotak Mahindra Bank
  11. Which banking concern became the showtime e’er on 25th May 2015 to launch a vocalization recognition service, which authenticates customers based on their vocalization communication designing in addition to allows banking concern transactions through banks telephone telephone centre ?
    1. Canara Bank
    2. Corporation Bank
    3. ICICI Bank
    4. HDFC Bank
    5. SBI
  12. The Lok Sabha on 13th May declared the Negotiable Instruments (Amendment) Bill, 2015. It provides that cases of bouncing of cheques tin give the sack live on filled alone inward a courtroom inward whose jurisdiction the _____
    1. drawer banking concern caput component lies
    2. bank branch of the drawer (person who final result the cheque) lies 
    3. all cases transfer to Mumbai, every bit RBI has headquarters there
    4. Payee bank’s headquarters lies
    5. bank branch of the payee (person who receives the cheque) lies
  13. On 29th Apr 2015, RBI laid upwards a target of ANBC, (Adjusted Net Bank Credit) prescribed for Micro Enterprises, to live on achieved inward a phased trend i.e vii per centum by 
    1. March 2016
    2. March 2017
    3. March 2018
    4. March 2019
    5. December 2016
      • Note : A target of ANBC prescribed for Micro Enterprises, to live on achieved inward a phased trend i.e., 7.5 per centum by March 2017
  14. Which of the next Private Sector Banks inward Republic of Republic of India announced its international foray yesteryear opening its showtime overseas representative component inward Abu Dhabi, UAE on 27th Apr 2015 ?
    1. YES Bank
    2. IndusInd Bank
    3. Federal Bank
    4. ICICI Bank
    5. KOtak Mahindra Bank
  15. ON 23rd Apr 2015, RBI revamps priority sector lending norms inward the example of identify loans. As per these norms loans of upwards to Rs. 28 lakh to individuals inward metropolitan centres volition qualify every bit Priority Sector Lending, provided the overall toll of the identify unit of measurement is __________
    1. Rs. l lakh
    2. Rs. xxx lakh
    3. Rs. 55 lakh
    4. Rs. 45 lakh
    5. Rs. 35 lakh
  16. On eighth Apr 2015, PM Narendra Modi launched the Micro Units Development Refinance Agency (MUDRA) Bank which volition render credit upwards to Rs. 10 lakhs to ______
    1. Large Scale Industries
    2. Solar Industries 
    3. Software parks 
    4. Fashion Industries entrepreneurs
    5. Small entrepreneurs 
  17. On 22nd March 2015, the SEBI declared the slew of reforms including the listing of ________ 
    1. Government bonds
    2. Private companies bond
    3. Bank bonds 
    4. PSU bonds 
    5. Municipal bonds
  18. On 25th Feb 2015, RBI said _____ given to line of piece of occupation organisation human relationship holders nether Jan Dhan Yojana come upwards nether Priority Sector holding.
    1. zero residuum facility 
    2. free online facility 
    3. free passbook facility 
    4. free SMS facility 
    5. overdraft facility
  19. Which banking concern launched “Digital Village” projection piece adopting an entire village, Akodara inward Gujarat on 2d Jan 2015 ?
    1. HDFC Bank
    2. ICICI Bank
    3. SBI
    4. Kotak Mahindra
    5. Axis Bank
  20. What is the upper limit on withdrawals at micro automatic teller machines (ATMs) capped yesteryear the banks ?
    1. Rs. 1,000
    2. Rs. 2,000
    3. Rs. 5,000
    4. Rs. 10,000
    5. Rs. 25,000

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