Banking Awareness Quiz For Ibps Banking Concern Exams 2015 – Gear Upwards 57

  1. Money lent for fifteen days or to a greater extent than inwards inter banking concern marketplace is called _____________
    1. Call Money 
    2. Notice Money 
    3. Term Money 
    4. All of the above 
    5. None of the above 
  2. Balance Transfer Loan is the familiar term used inwards Bank Loans. How it helps the dwelling loan buyer ?
    1. It transfers the loan of 1 mortal to around other mortal yesteryear making personal contract
    2. This loan helps to clear an existing dwelling loan yesteryear availing a novel loan from around other lender
    3. It helps the borrower to transfer his loan to his neighbors
    4. It transfers the loan from 1 banking concern to RBI. The client pays charge per unit of measurement of involvement to RBI
    5. None of these
  3. Money lent for to a greater extent than than 1 twenty-four hr current but less than fifteen days inwards the coin marketplace is known equally __________
    1. Call Money
    2. Notice Money 
    3. Term Money
    4. All of the above
    5. None of the above 
  4. Which of the next is the rootage commercial banking concern who had launched a usual fund ?
    1. ICICI
    2. Canara Bank
    3. Indian Bank
    4. Bank of India
    5. State Bank of India
  5. A companionship which pools coin from investors together with invests inwards stocks, bonds, shares is called ___________
    1. A bank
    2. An Insurance Company 
    3. Mutual Fund 
    4. Bank assurance 
    5. None of the above 
  6. Loan given for project repairs, renovations together with / or upwards gradation is called ___________
    1. Home Damage Loan 
    2. Home Improvement Loan 
    3. Home Custody Loan 
    4. Home Consumption Loan 
    5. All of the above 
  7. Important Statements of Bridge Loan inwards Home Loan given. Pick the incorrect statement 
    1. Bridge Loan likewise available inwards Home Loans 
    2. It is designed for people who wishing to sell the existing dwelling together with purchase another
    3. It helps finance the novel home, until a buyer is establish for the former home
    4. It is non available inwards Metro cities 
    5. None of these
  8. maximum compensation on Ombudsman is empowered to honour inwards honour +of deficiency inwards service of the Credit Card functioning is ___________
    1. Rs. 50,000
    2. Rs. 1 lakh
    3. Rs. 25,000
    4. Rs. 10 lakh
    5. Rs. five lakh
  9. Pick the incorrect abbreviation used inwards Banking together with Financial Sectors
    1. ADR – American Donation Receipts
    2. CCIL – Clearing Corporation of Republic of Republic of India Ltd
    3. CRISIL – Credit Rating Information Services of Republic of Republic of India Ltd
    4. CBLO – Collateralized Borrowing together with Lending Obligation 
    5. CPI – Consumer Price Index
  10. A Basic Savings Bank Deposit Account (BSBDA) facility is available _____________
    1. to all individuals irrespective of their background 
    2. all individuals from below poverty line-families only 
    3. only to individuals from the SC / ST only
    4. only to individuals from the minority communities only 
    5. only to individuals from weaker sections of the society 
  11. At present, the formula for subscription to RRBs majuscule has been fixed at ______
    1. Central Govt 50%, State Govt 15% together with Sponsor Bank 35%
    2. Central Govt 60%, State Govt 20% together with Sponsor Bank 20%
    3. Central Govt 30%, State Govt 30% together with Sponsor Bank 40%
    4. Central Govt 35%, State Govt 35% together with Sponsor Bank 30%
    5. Central Govt 50%, State Govt 25% together with Sponsor Bank 25%
  12. Which of the next committees has recommended Universal Electronic Bank Account5 (UCBA) for every resident to hold upwards made available at the fourth dimension of issuing the Aadhar Number ? 
    1. Nachiket Mor Committee
    2. Shyamala Gopinath Committee
    3. Urjit Patel Committee 
    4. C Rangarajan Committee
    5. None of these
  13. What is Green Banking ?
    1. Bank financing to agriculture 
    2. Bank financing on pro-environment projects 
    3. Bank financing to irrigation 
    4. All Bank financing to farmers 
    5. None of these 
  14. In centre banking solutions :
    1. Branches are connected to a fundamental host
    2. Branch automation modules together with delivery channels are incorporated 
    3. Transactions are done centrally together with online 
    4. All of the higher upwards are correct 
    5. None of these 
  15. A banking concern on whom a fit is drawn yesteryear the client is called equally ______________
    1. Collecting Bank 
    2. Paying Bank
    3. Advising Bank
    4. Issuing Bank
    5. Confirming Bank
  16. When RBI wants to cut back liquidity inwards the banking organisation ?
    1. It increases the CRR
    2. It increases the MSF rate 
    3. It increases the Repo Rate 
    4. It increases the Reverse Repo Rate 
    5. None of these
  17. India’s largest mortgage lender is ______________
    1. SBI
    2. Axix Bank
    3. ICICI
    4. HDFC
    5. Corporation Bank
  18. The Rate at which the domestic currency tin hold upwards converted into unusual currency together with vice-versa is known equally the _______________
    1. MIBOR
    2. UBOR
    3. Base Rate 
    4. Exchange Rate
    5. Inter-Bank Call Money Rate
  19. A “Hot Money” or the “Refugee Capital” is 1 which __________________
    1. is transferred from 1 pump to around other for greater safety 
    2. is earned yesteryear a refugee
    3. deposited yesteryear a refugee who is taking refuge inwards the country 
    4. given loan for a unmarried day 
    5. none of these 
  20. “Fiat Money” is that which is 
    1. accepted yesteryear overseas banks only
    2. decreed equally coin yesteryear the government 
    3. accepted temporarily inwards lieu of gold 
    4. backed yesteryear gilt together with silver 
    5. none of these

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