Banking Awareness Quiz For Ibps Banking Concern Exams 2015 – Ready 67

Hi friends, I am Shravan again. Here I am sharing Banking Awareness quiz taken from tidings papers. Happy Reading 🙂
  1. Co-operative Banks come upward nether the command of RBI past times virtue of for certain provisions of:
    1.  Reserve Bank of Republic of Republic of India Act 1934
    2.  Banking Laws (Application to Co-operative Societies) Act 1965
    3.  Banking Regulation Act 1949
    4.  Negotiable Instruments human activeness 1881
    5.  All the above
  2. Which amidst the next is component subdivision of the banking trouble concern nether the provisions of department 6(1) of B R Act:
    1.  Collecting in addition to transmitting of coin
    2.  Negotiating loans in addition to advance
    3.  Acquiring in addition to belongings the investments
    4.  All the higher upward
    5.  None of the above 
  3. Which i of the next is non Appropriate:
    1.  A Commercial depository fiscal establishment is prohibit-ed inwards selling insurance products
    2.  An urban co-operative depository fiscal establishment tin give the sack sell usual fund products
    3.  A Private Sector depository fiscal establishment tin give the sack number a Credit bill of fare
    4.  A Nationalized depository fiscal establishment is permit-ted to convey articles nether condom custody
    5.  None of the above 
  4. Which form of assistance is provided past times EXIM Bank to Indian companies?
    1.  Direct loans to exporters
    2.  Technology services
    3.  Consultancy services
    4.  Credit for export of upper-case missive of the alphabet goods
    5.  All the above 
  5. Banks inwards Republic of Republic of India tin give the sack hold upward classified nether _________ categories:
    1.  A trunk corporate constituted nether a especial statute
    2.  Company registered nether the companies human activeness
    3.  Foreign fellowship
    4.  1, 2 exclusively
    5.  All 1, 2 in addition to 3
  6. Central authorities tin give the sack exempt a detail depository fiscal establishment from the pro-visions of banking rule act:
    1.  On the recommendations of the RBI.
    2.  If the key authorities is satisfied amongst the representative
    3.  If requested past times the board of directors of the depository fiscal establishment
    4.  If unanimous resolution pass-ed past times shareholders of the depository fiscal establishment
    5.  All the above 
  7. Other than the Governor, Deputy Governors of RBI, the other directors are :
    1.  Appointed
    2.  Nominated
    3.  Selected
    4.  Elected
    5.  Any of the higher upward
  8. Which of the next statements is non right regarding nominations?
    1.  Two or to a greater extent than persons tin give the sack hold upward nominated past times a depositor or grouping of depositors. A Bank volition get got a total discharge of its liability if it makes the payment to the nominee.
    2.  Bank is non obliged to have whatever expose of claim from whatever other individual other than the depositor
    3.  The Bank volition convey due expose of whatever gild or certificate from competent jurisdiction relating to deposits where nominee is appointed.
    4.  Nominee should hold upward private in addition to non an institution.
    5.  Only 1 & 2 
  9. Which of the next statements is right ?
    1.  RBI blessing is required for 24-hour interval of the month of a chairman of a Bank.
    2.  RBI is empowered to withdraw top managerial personnel of a Bank.
    3.  RBI may appoint suitable individual inwards house of the individual thence removed.
    4.  Only 2 & three
    5.  All the above 
  10. If RBI cancels the license of a bank, the depository fiscal establishment has the remedy alternative of:
    1.  Filling a review application earlier governor of RBI
    2.  Filling an appeal amongst RBI afterward passing a full general trunk resolution
    3.  Appealing to key authorities
    4.  Appeal afterward recommendations of full general trunk in addition to governor to key authorities
    5.  Any of the above 
  11. Which of the next statements is right ?
    1.  The RBI may create upward one’s heed the maximum total of advance which a Bank may render to i fellowship or theatre or individual.
    2.  RBI may advice the Bank for which maximum total of guarantee may hold upward given to whatever i fellowship or theatre
    3.  RBI is empowered to determine other damage in addition to weather condition to hold upward followed past times a Banking fellowship spell considering the loans in addition to advances.
    4.  Only 2 & 4
    5.  All the above 
  12. A depository fiscal establishment has refused to opened upward the trouble concern human relationship without whatever valid reasons. When the affair was referred to the Bank’s Regional Office, no answer received fifty-fifty afterward 2 months. Then:
    1. The individual tin give the sack refer the affair to Banking Ombudsman.
    2.  Even though he is withal to be-come the client of the bank, he tin give the sack refer the affair to Banking Ombudsman.
    3.  Since he is the non client he loses the right to refer the affair to Banking Ombudsman
    4.  The individual tin give the sack refer the affair to the Head Office/ Corporate Office of the Bank in addition to and thence exclusively tin give the sack approach Banking Ombudsman
    5.  None of the above 
  13. Most of the banks get got established  _________  for giving focused attending to a detail human face of banking:
    1.  Specialized branches
    2.  Large branches
    3.  Medium branches
    4.  Overseas branches
    5.  None of the above
  14. If a co-operative depository fiscal establishment fails, the depositors of such a depository fiscal establishment is protected upward to Rs.1 lakh bailiwick to the provision that:
    1.  The depositor is non having to a greater extent than than Rs.1 lac at the fourth dimension of failure of the depository fiscal establishment
    2.  The depository fiscal establishment has registered amongst the DICGC
    3.  The depositor has is non having to a greater extent than than i deposit trouble concern human relationship
    4.  The depositor has opted for insurance coverage specifically
    5.  If the depository fiscal establishment is paying Insurance Premium to LIC regularly 
  15. Which of the next statements non correct?
    1.  The Nationalized Banks may larn to populace to heighten upper-case missive of the alphabet
    2.  Public Sector Banks tin give the sack heighten unusual equity upward to 49 per cent
    3.  Private Sector Banks tin give the sack heighten upper-case missive of the alphabet from the populace
    4.  Regional Rural Banks cannot heighten upper-case missive of the alphabet from the populace
    5.  None of the above 
  16. Which of the next is right regarding Capital Adequacy Ratio?
    1.  The objective of Capital adequacy is to strengthen the fiscal stability of banks
    2.  Capital is divided into 2 tiers, tier I in addition to tier II
    3.  Assets are assigned peril weight from 0-100 based on intensity of peril
    4.  Only 2 is right
    5.  All the above 
  17. What are the implications of moral suasion ?
    1.  It has exclusively psychological payoff
    2.  It has no legal sanction
    3.  It may or may non hold upward an effective tool
    4.  It is exclusively a trial of RBI to practise its business office to command the economical organisation
    5.  All the above 
  18. The limits for FPI investment inwards govt. securities (G-sec)  volition hold upward raised inwards phases (by March 2018) to what per cent of the outstanding stock equally per RBI?
    1.  2 %
    2.  3%
    3.  4%
    4.  5%
    5.  6% 
  19. Which of the next agencies hold RIDF (Rural Infrastru-cture Development Fund) ?
    1.  Ministry of Rural Development
    2.  Reserve Bank of Republic of Republic of India
    3.  NABARD
    4.  SIDBI
    5.  None of the above 
  20. RBI announced inwards its 4th policy review on 29th September that India’s gross domestic product increment for 2015-16 tin give the sack hold upward estimated as:
    1.  7.6 %
    2.  7.4%
    3.  7.2%
    4.  7.1%
    5.  6.9%

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