Banking Awareness Quiz For Ibps Banking Corporation Exams 2015 – Ready 61

  1. The housing loan consists of _________
    1. for the construction of a house
    2. repair (maintenance) in addition to / or renewal of a house
    3. clearance of slums in addition to rehabilitation of disaster stricken masses to temporary refuge shelters 
    4. 1 & 2 only
    5. all the above
  2. Which banking concern announced to launch India’s First Green Infrastructure Bond worth Rs. 500 crore ?
    1. SBI
    2. Yes Bank
    3. PNB
    4. HDFC Bank
    5. ICICI Bank
  3. The banking concern accepting deposits, providing line concern loans in addition to services is called ______
    1. Lending Bank
    2. Commercial Bank 
    3. Business Bank 
    4. Investment Bank 
    5. None of these
  4. On a review of the permitted transactions nether the Rupee Drawing Arrangements (RDAs), RBI has decided to growth the restrain of merchandise transactions from the existing Rs. 5,00,000/- per transaction to ______ per transaction, with immediate effect. 
    1. Rs. xv lakh
    2. Rs. twenty lakh
    3. Rs. xxx lakh 
    4. Rs. 25 lakh
    5. None of these
  5. National Payments Corporation of Republic of Republic of India (NPCI) launched UPI organisation for providing a unmarried payment interface across all systems. UPI is _______
    1. Unifying Payment Interface 
    2. Unit Paying Interface 
    3. Unified Payment Interface 
    4. United Payment Intersystem 
    5. None of these
  6. The Reserve Bank of Republic of Republic of India (RBI) signed 23 data sharing agreements with the unusual banking regulations in addition to then far. Such agreements lead hold NOT been signed with which of the next primal banks ?
    1. Banco Central produce Brasil (BCB)
    2. European Central Bank (ECB)
    3. Federal Reserve 
    4. Reserve Bank of New Zealand 
    5. None of these 
  7. The Reserve Bank has allowed Indians to acquit high value denomination notes (Rs. 500 in addition to Rs. 1000) patch traveling to Nepal in addition to Bhutan. However, the maximum restrain that an private tin acquit is _______
    1. Rs. 10,000
    2. Rs.15,000
    3. Rs.20,000
    4. Rs.25,000
    5. Rs.50,000
  8. The charge per unit of measurement at which banks borrow funds overnight from the Reserve Bank of Republic of Republic of India against approved authorities securities is called ___________
    1. Marginal Standing Facility Rate
    2. Repo Rate 
    3. Reverse Repo Rate 
    4. Call Money 
    5. None of these 
  9. The 150th nascence anniversary of Lala Lajpat Rai was celebrated on 28th Jan. He was associated with the foundation of which of the next banks inwards 1895 ?
    1. Central Bank of India
    2. Imperial Bank of India
    3. Allahabad Bank 
    4. Punjab National Bank
    5. None of these
  10. The Reserve Bank of Republic of Republic of India has asked banks to display which of the next on their websites from 1st Apr ?
    1. Loan processing fee
    2. Loan involvement rates 
    3. CIBIL scores of individuals 
    4. All the above 
    5. Only 1 & 2
  11. Which of the next banks NOT categorized every bit evolution banking concern inwards Republic of Republic of India ? 

    1. NABARD
    2. SIDBI
    3. NHB
    4. MUDRA Bank
    5. Axis Bank
  12. As per RBI guidelines, the maximum sum of penalization that Public Sector Banks tin levy for non-maintenance of minimum residuum inwards inoperative accounts of customers is _______ 
    1. Rs. 500 per year
    2. Rs. M per year
    3. Rs. 100 per year 
    4. Rs. 10 per year 
    5. Not to levy whatsoever penalty 
  13. As per guidelines issued yesteryear the Reserve Bank of India, Banks may form a loan every bit Non-Performing Asset (NPA), exclusively if the involvement due in addition to the principal during whatsoever quarter is non serviced fully inside _________
    1. 90 days from the destination of the quarter 
    2. 60 days from the destination of the quarter 
    3. 60 days from the commencement of the quarter 
    4. 30 days from the destination of the quarter 
    5. 30 days from the commencement of the quarter 
  14. The motto of commercial banks is _______
    1. helping people 
    2. creating the awareness with the people virtually banking 
    3. accept deposits only 
    4. to shell the involvement of evolution banks
    5. earning the profit 
  15. Account holders lead hold to keep an AQB for their accounts inwards surely banks. What does the term AQB stands for ?
    1. Average Quantitative Balance
    2. Average Qualitative Balance 
    3. Average Quarterly Balance 
    4. Average Qualified Balance 
    5. None of these
  16. What is the term used for a deposit with a banking concern that locks upwardly coin for a surely menses but besides provides an selection of premature withdrawal which may attract a penalization ?
    1. Savings banking concern deposit 
    2. Term deposit 
    3. Recurring deposit 
    4. Current deposit
    5. None of these
  17. Which of the next statements is NOT truthful regarding budget proposals inwards the General Budget for FY xvi for banking sector ?
    1. To promote cashless transactions to curb dark money
    2. To meliorate RBI Act this twelvemonth for monetary policy committee
    3. Autonomous banking concern board bureau to determine PSU banking concern heads 
    4. To appoint ii to a greater extent than deputy governors inwards the RBI 
    5. None of these 
  18. For which banking transactions does an private non demand to quote his / her PAN number ?
    1. Account opening 
    2. Deposit inwards cash aggregating Rs. 50,000 or to a greater extent than during whatsoever i day
    3. Making an application for number of credit carte du jour / debit card
    4. Payment inwards cash for buy of banking concern drafts upto Rs. 1 Lakh
    5. None of these
  19. ________ has announced to auction repossessed properties worth a total of nearly $200 mn inwards the biggest nationwide online sale to engagement ?
    1. ICICI Bank 
    2. Punjab National Bank 
    3. State Bank of India 
    4. HDFC 
    5. Bank of India
  20. The Finance Ministry has allowed vii world sector banks (PSBs) to tap markets for raising capital. Earlier the authorities has decided to trim its shareholding inwards PSBs to ______
    1. 49%
    2. 51%
    3. 52%
    4. 74%
    5. 26%

Read to a greater extent than Banking Awareness Expected Questions from below

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