Banking Awareness Quiz For Ibps Banking Firm Exams 2015 – Laid Upwards 56

  1. In the Banking terminology, Green PIN agency ___________
    1. the banking venture inquire the client to opened upwardly the trouble concern human relationship inwards online only, in addition to no printed application volition locomote given
    2. the ATM withdrawal receipt given inwards the Green colouring to recognize easily
    3. the display inwards ATM seem inwards Green Color when it quest the client to type PIN number 
    4. card users were given the PIN numbers electronically rather than inwards a printed kit
    5. None of these
  2. Which of the next is an representative of fiscal assets ?
    1. National Savings Certificates 
    2. Infrastructure Bonds
    3. Indira Vikas
    4. Krishi Vikas
    5. All of these
  3. Which of the next is NOT a fiscal musical instrument ?
    1. Hundis
    2. Promissory Notes 
    3. Certificate of Deposits 
    4. Commercial Paper 
    5. None of the above 
  4. Sanjay, a youngster aged eleven years, desires to opened upwardly a saving account. His woman bring upwardly is illiterate in addition to his begetter became sanyasi. He has his grandparents. Who volition locomote his natural guardian ?
    1. Guardian appointed past times court 
    2. Sanjay himself tin operate
    3. Father 
    4. Mother 
    5. Grand Father 
  5. Banks likewise render assistance to the MSE entrepreneurs through their FLC.  FLC stands for ?
    1. Front Literacy Centre 
    2. Financial Literacy Centre 
    3. First Literacy Centre 
    4. Fourth Literacy Centre 
    5. None of these
  6. For tracing prices of residential properties inwards India, who launched the index past times refer “RESIDES” ?
    1. NHB
    2. NABARD
    3. RBI
    4. Syndicate Bank
    5. None of these
  7. As per RBI guidelines banks are no longer allowed to penalize their customers for ________
    1. Non-maintenance of minimum residual inwards inoperative accounts 
    2. Non-maintenance of minimum residual inwards electrical flow account 
    3. Non-maintenance of minimum residual inwards savings banking venture account
    4. Bouncing of cheques issued for non availability of funds
    5. Premature withdrawal of term deposits 
  8. The RBI has come upwardly out alongside a novel concept of banking venture licensing termed every bit “Differentiated Bank License”. A differentiated banking venture license volition let a banking venture to ___________
    1. open branches inwards exclusively identified geographical areas
    2. deal branches inwards exclusively identified cast of customers 
    3. offer products exclusively inwards select verticals
    4. offer services to specified institutions / customers 
    5. operate on principles of universal banking 
  9. The introduce Indian monetary is based on _________
    1. Gold reserve system 
    2. Proportional reserve system 
    3. Convertible reserve system
    4. Minimum reserve system
    5. None of these
  10. SBI has lately launched a novel facility called “mPassBook” for its retail bankign users on its “State Bank Anywhere” mobile application. The facility enables to users to ___________
    1. Perform e-commerce transactions through their smartphone
    2. Send requisition for banking venture correspond books through their smartphones. 
    3. Perform meshing banking transactions through their smartphones 
    4. View their transaction history on their smartphones
    5. Remit funds nether RTGS/NEFT through their smartphones  
  11. Which Bank has started its awareness campaigns across Delhi on Prime Minister’s iii latest social safety schemes ?
    1. Canara Bank
    2. MUDRA bank
    3. ICICI Bank
    4. SBI
    5. Union Bank of India
  12. Bankers to a greater extent than frequently than non DO NOT let opening of accounts inwards the refer of ___________
    1. Executors in addition to trustees 
    2. Persons of unsound mind
    3. Illiterate persons 
    4. Pardanashin ladies 
    5. Visually Impaired persons
  13. Which banking venture has decided to discontinue issuing slips later cash withdrawals at ATMs in addition to volition alarm the client through SMS exclusively ?
    1. SBI
    2. Canara Bank
    3. HDFC
    4. Axis Bank
    5. Allahabad Bank
  14. White label operator, Tata communications payment solutions partnered alongside _____________ a payment applied scientific discipline provider, to gear upwardly to a greater extent than ATM services inwards rural unbanked regions. 
    1. Oxygen
    2. Vodafone
    3. FINO Pay Tech
    4. FARGO
    5. None of these
  15. To convey piteous nether the network of fiscal inclusion, which of the next volition locomote the close of import fiscal service ?
    1. Life Insurance 
    2. Bank Account 
    3. Health Insurance 
    4. Old Age Pension 
    5. Public Provident Fund
  16. Mutual Funds autumn inside supervisory purview of ______
    1. SBI
    2. RBI
    3. SEBI
    4. IRDA
    5. All of these
  17. To aid investors improve empathise run a endangerment involved inwards usual fund investments, regulator SEBI replaced the mandatory colouring codes alongside a _______ containing 5 levels of risks from depression to high. 
    1. Ratemeter 
    2. Grademeter
    3. Riskometer
    4. Flipmeter
    5. None of these 
  18. SEBI straightaway has powers to regulate illegal collective investment schemes where the amount involved is to a greater extent than than __________________
    1. Rs. 1 crore 
    2. Rs. 10 crore 
    3. Rs. fifty crore 
    4. Rs. 100 crore 
    5. None of these
  19. Which of the next is a feature of a majuscule marketplace position musical instrument ?
    1. Liquidity 
    2. Marketability 
    3. Long Maturity 
    4. Liquidity Premium 
    5. All of the above
  20. The RBI governor & Central Government pick out agreed to innovate inflation targeting in addition to has laid a consumer inflation target of ___________, alongside a band of addition or minus 2 percent points past times halt of March 2017.
    1. 4%
    2. 5%
    3. 6%
    4. 7%
    5. 4.5%

Read to a greater extent than Banking Awareness Expected Questions from below

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