Banking Awareness Quiz For Ibps Banking Firm Exams – Gear Upward 51

  1. Which of the next is nigh of import contributing ingredient affecting the profitability of banks ?
    1. Deteriorating productivity
    2. Heavy institution expenses
    3. Huge “dead credit” inwards sick industries too the mounting NPAs
    4. Heavy losses on investment port-folio
    5. None of these 
  2. No license from RBI is required for:
    1. Opening a novel banking concern branch inwards Republic of Republic of India
    2. Opening a novel banking concern branch exterior Republic of Republic of India
    3. Shifting an existing branch out-side the urban kernel , hamlet or town
    4. Shifting an existing branch inside the same city, hamlet or town
    5. None of these 
  3. “Pure Banking Nothing Else” is a slogan raised past times :
    1. ICICI Bank
    2. HDFC Bank
    3. SBI
    4. Axis Bank
    5. None of these 
  4. How much bad loans was accumulated amongst the populace sector banks past times 31 at March 2015, equally dis-closed past times the Finance Ministry on 21st July 2015?
    1. Rs.4.50 Iakh crores
    2. Rs.1.50 Iakh crores
    3. Rs.2.67 Iakh crores
    4. Rs.3.57 Iakh crores
    5. Rs.5.50 Iakh crores 
  5. What are the RBI guidelines for the evolution of involvement charge per unit of measurement swaps (IRS):
    1. Banks tin purpose IRS for hedging too trading both
    2. MIFOR is a benchmark for IRS
    3. Under ISDA understanding Banks tin opt for dual jurisdiction i.e; Indian likewise equally mutual constabulary
    4. All of the higher upwards
    5. None of these 
  6. Which banking concern has piece of job the starting fourth dimension to launch Watch Banking inwards India?
    1. ICICI
    2. HDFC
    3. Axis
    4. SBI
    5. None of these 
  7.  Which of the next countries are transcend iii largest shareholders inwards Asian Infrastructure Investment Bank (AIIB) ?

    1. China, Republic of Republic of India too Commonwealth of Australia
    2. China, Commonwealth of Australia too Canada
    3. China, Republic of Republic of India too Russian Federation
    4. China, Russian Federation too Republic of Republic of India
    5. None of these 
  8.  Which of the next is NOT a banking related term ?
    1. SME finance
    2. Overdraft
    3. Drawing mightiness
    4. Term Loan
    5. None of these 
  9. Which of the next agencies is associated amongst line of piece of job concern of Insurance sector equally a regulator?
    1. NPCI
    2. ERDA
    3. SEBI
    4. AMFI
    5. None of these 
  10. Which of the next is the major component of an ATM installed past times banks:
    1. To create upwards one’s hear cash past times way of withdrawal from one’s line of piece of job concern human relationship
    2. To transfer coin from i house to to a greater extent than or less other house
    3. To abide by imitation currency notes
    4. To care currency notes inwards series gild too count them
    5. None of these 
  11.  Khandelwal Committee relates to written report of ____________ issues inwards populace sector banks:
    1. Capital Adequacy Ratio
    2. Human Resources
    3. Branch Expansion
    4. Foreign Exchange
    5. None of these 
  12. Which amidst the next countries has to the lowest degree contribution inwards the upper-case alphabetic quality of the New Development Bank (NDB)?
    1. Brazil
    2. India
    3. South Africa
    4. Russia
    5. None of these 
  13. Liquidity ratio is fixed past times Reserve Bank of Republic of Republic of India nether the powers conferred on it past times ?
    1. Reserve banking concern of Republic of Republic of India Act, 1934
    2. Companies Act, 1956
    3. Bank Regulation Act, 1949
    4. Special Powers given past times the Union Ministry of Finance
    5. None of these 
  14. Which of the next is non a fellow member of the World Bank Group:
    1. International Bank for Reconstruction too Development
    2. International Development Association
    3. Bank of International Settlement
    4. International Finance Corporation
    5. None of these 
  15. The growth of commercial banks advances has proportionately been less than that inwards deposits. This is because:
    1. The commercial banks follow a conservative credit policy
    2. The reserve Bank of Republic of Republic of India e’er apply a restrictive credit policy
    3. There has been a progressive increment inwards the statutory liquidity ratio which banks are required to maintain
    4. The need for banking concern credit has non increased correspondingly
    5. None of these 
  16. Audit adopted past times banking fellowship is:
    1. Regular Audit & Concurrent Audit
    2. Periodical Audit
    3. Internal Audit
    4. Balance Sheet Audit
    5. None of these 
  17. Financial literacy is a serious outcome for RBI because:
    1. It would enable amend under-standing of banking line of piece of job concern
    2. With amend understanding to a greater extent than too to a greater extent than people tin utilize the banking services
    3. It would hateful banks tin produce to a greater extent than line of piece of job concern
    4. It would hateful the maximum number of people
    5. None of these 
  18. The component of dorsum business office are:
    1. It verifies too settles the deals
    2. It maintains proper tape if Book keeping
    3. It submits fiscal returns of RBI
    4. All of the higher upwards
    5. None of these 
  19. “Brown projects” means:
    1. Projects envisaged inwards metropolitan cities
    2. Projects where upper-case alphabetic quality infusion is of a real high gild
    3. Any projection other than those for Agricultural activities
    4. Projects aimed at modernization, diversification too expansion
    5. None of these 
  20. The regime of Republic of Republic of India has signed a USD 300 i grand one thousand loan pa-ct to back upwards the National Urban Health Mission (NUHM) amongst which of the next ?
    1. World Bank
    2. Asian Development Bank
    3. New Development Bank
    4. All of the above 
    5. None of these 
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