Banking Awareness Quiz For Ibps Clerks Examination 2015 – Fix 68

Hi friends, I am Shravan again. Here I am sharing Banking Awareness quiz taken from tidings papers. Happy Reading 🙂

  1. Under Sukanya Samridhi Acc-ount (SSA) , the electrical flow charge per unit of measurement of involvement on deposits is __________ which is the highest with all other Govt. Saving Schemes.
    1.  9.50%
    2.  9.20%
    3.  9.30%
    4.  9.40%
    5.  9.10%
  2. Which of the next banks launched `Saral-Rural Housing Loan’ at base of operations charge per unit of measurement of 9.70% for borrowers from the rural areas ?
    1.  HDFC
    2.  SBI
    3.  ICICI
    4.  PNB
    5.  None of these
  3. The Govt has launched MUDRA Bank. Which of the next is non truthful nearly the MUDRA Bank ?
    1.  It volition furnish credit of upward to Rs.10 lac to modest entrepreneurs.
    2.  It volition human activity equally a regulator for mi-cro finance institutions (MFIs).
    3.  It volition direct keep a corpus of Rs. 20,000 cr.
    4.  It volition direct keep a Credit Guarantee corpus of Rs. 3,000 cr.
    5.  None of these 
  4. According to Project Tatkalr launched yesteryear SBI ‘home loan’ application volition last processed inside __________
    1.  10 days
    2.  15 days
    3.  5 days
    4.  7 days
    5.  13 days
  5. NBFC with assets size of  __________ and registered with RBI tin laissez passer on the sack accept activity nether SARFAESI :
    1.  Rs. 100 Crore
    2.  Rs.200 Crore
    3.  Rs.500 Crore
    4.  Rs. 300 Crore
    5.  Its 400 Crore
  6. The term “Insider Trading” is related to __________
    1.  Share marketplace position
    2.  Horse racing
    3.  Taxation
    4.  Public expenditure
    5.  None of these
  7. Which 1 is non a fund based service ?
    1.  Short term finance
    2.  Letter of Credit
    3.  Bill discounting
    4.  Export credit
    5.  None of these 
  8. Which of the next is an Indian domestic carte system which is conceived as well as launched yesteryear NPCI ?
    1.  Rupay carte
    2.  Diners Club carte
    3.  Citi Card
    4.  Visa Card
    5.  Master card
  9. Which is the showtime banking company to launch Multi currency Contactless carte inward partnership with VISA ?
    1.  HDFC Bank
    2.  ICICI Bank
    3.  SBI
    4.  Axis Bank
    5.  None of these 
  10. __________  % of modest enterprises advances should instruct to micro enterprises inward illustration of domestic banks.
    1.  20
    2.  40
    3.  60
    4. 80
    5. 70 
  11. With a persuasion to cut back the run a peril of ATM-related crime, a facial reco-gnition technology has been developed in  __________
    1.  Canada
    2.  China
    3.  France
    4.  Russia
    5.  India 
  12. Who is the novel Managing Dire-ctor as well as CEO of Andhra Bank who took accuse on sec Nov 2015?
    1.  M.V.Nair
    2.  Rajendran
    3.  Suresh north Patel
    4.  HR Khan
    5.  S.K.Kalra
  13. The initial working capital missive of the alphabet requirement for the modest banks to last opened has been laid upward at __________ by RBI.
    1.  Rs. 250 crore
    2.  Rs. 200 crore
    3.  Rs. 300 crore
    4.  Rs. 500 crore
    5.  Rs. 100 crore 
  14. On the recommendations of which of the next committees, the procedure of reforms of fiscal arrangement inward Republic of Republic of India started?
    1.  Gadgil
    2.  YV Reddy
    3.  Narsimham
    4.  Khannan
    5.  None of the above 
  15. The quantum of farm loan to last provided nether the Pradhan Ma-ntri Krishi Sinchai Yojana (PM-KSY) over the side yesteryear side v years is estimated to be:
    1.  Rs. 40,000 Crore
    2.  Rs. 35,000 Crore
    3.  Rs. 45,000 Crore
    4.  Rs. 30,000 Crore
    5.  Rs. 50,000 Crore 
  16. Under Banking Ombudsman scheme, the authorisation for appeal is:
    1.  Deputy Governor, RBI
    2.  Any Director of RBI
    3.  Governor, RBI
    4.  Any CMD of whatever Nationalized Bank may last appointed yesteryear RBI
    5.  None of the above 
  17. RBI acts equally bankers to State Govt. on __________ basis. (i) Mandatory (ii) Agreement
    1.  Only (i)
    2.  Only (ii)
    3.  Both (i) as well as (ii)
    4.  Either (i) or (ii)
    5.  Neither (i) nor (ii) 
  18. Against which type of next security, the banks tin laissez passer on the sack sanction loans:
    1.  Commercial newspaper
    2.  Certificate of deposit
    3.  FDR issued yesteryear other banking company
    4.  All of the to a higher identify
    5.  None of above
  19. ‘Speed pay’ service, which is a prepaid carte linked to mobile wallet has been launched of late yesteryear
    1.  BSNL
    2.  State Bank of Republic of Republic of India
    3.  MTNL
    4.  HDFC Bank
    5.  ICICI Bank 
  20. To last eligible for Jeevan Suraksha Deposit scheme, Term Deposit holder should last inward the historic menstruum of eighteen to __________ years.
    1.  60
    2.  55
    3.  50
    4. 65
    5.  45

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