Banking Awareness Quiz For Ibps Clerks Online Essay 2015 – Gear Upwards 75

  1. The Banking Ombudsman Scheme, 1995 was notified past times the Reserve Bank of Bharat on which appointment nether department 35A of the Banking Regulation Act, 1949 ?
    1. 15.8.1949
    2. 26.1.1950
    3. June 14, 1995
    4. 26.11.1949
    5. None of the above 
  2. The credit policy of a banking concern does non bargain amongst ?
    1. documentation criterion
    2. outstanding residuum inward deposit line concern human relationship
    3. credit opportunity management
    4. review in addition to renewal of advances
    5. None of these
  3. Issuing of credit cards is a element of
    1. corporate banking
    2. micro banking
    3. retail banking
    4. rural banking
    5. None of these
  4. What is the aim in addition to objective of the Banking Ombudsman Scheme ?
    1. To increase coin provide
    2. to provide a quick in addition to toll costless resolution machinery for complaints relating to deficiency of banking services of mutual banking concern customers, who otherwise honour it hard or toll prohibitive to approach whatever other redressal fora such equally courts.
    3. to increase credit
    4. to better industrialisation
    5. None
  5. Which of the next is a non-depository establishment ?
    1. Regional rural banking concern
    2. mutual funds
    3. credit unions
    4. commercial banks
    5. None of these
  6. Which of the next line concern is prohibited past times Banking Regulation Act, 1949 ?
    1. retail commodities trading
    2. executing the trust
    3. leasing
    4. underwriting
    5. None of these
  7. The banking society has restriction to sanction loan to
    1. staff working inward the banking concern
    2. Directors of the banking concern
    3. students going abroad
    4. professionals
    5. shops
  8. IAF in addition to SIDBI Make inward Bharat Loan for Enterprises (SMILE) to boost MSME in addition to sled ups nether Make inward Bharat initiative. Expand IAF ?
    1. India Aspiration Fund
    2. India Active Fund
    3. India Asset Fund
    4. India Apple Fund
    5. None of these
  9. The Banking Ombudsman Scheme is applicable to which type of banks ?
    1. Scheduled Commercial Banks
    2. Scheduled Primary Urban Co-operative Banks
    3. Regional Rural Banks.
    4. All the higher upwardly
    5. Credit Societies 
  10. Who was appointed equally an Executive Director on the board of the International Monetary Fund representing the Indian Constituency (India, Bangladesh, Kingdom of Bhutan in addition to Sri Lanka) ?
    1. Subir Gokarn
    2. Raghuram Rajan
    3. Shyamala Gopinath
    4. Subhash Chandra Garg
    5. R. Gandhi 
  11. On 17th November, 2015 who launched an opened upwardly ended balanced fund designed alone for children’s needs past times advert Children’s Gift Fund?
    1. SBI
    2. Franklin Investments
    3. Can Fin
    4. ICICI Mutual Fund
    5. Axis Mutual Fund 
  12. Banks are offering payment solutions which create non require swiping credit/debit carte in addition to is completed past times scanning the QR code. In this context QR stands for what ?
    1. Quick Response
    2. Quick Report
    3. Quick Roam
    4. Quick Revision
    5. Quick Recall
  13. How many Banking Ombudsmen are appointed amongst specific State-wise jurisdiction roofing all the 29 States in addition to seven Union Territories?
    1. 15
    2. 29
    3. 36
    4. 25
    5. None 
  14. Swati Dandekar is appointed equally USA managing director of which banking concern ?
    1. Asian Development Bank
    2. IMF
    3. Asian Infrastructure Investment Bank
    4. New Development Bank
    5. Bank of Japan
  15. Sale or buy of Government securities past times RBI inward opened upwardly marketplace position is called equally ___________
    1. credit planning
    2. Selective Credit Control
    3. Open Market Operations
    4. Credit Authorisation Scheme
    5. Follow on Public Offer
  16. The Banking Ombudsman Scheme has undergone several revisions. Which of the next Banking Ombudsman Scheme, (BOS) is inward functioning ?
    1. Banking Ombudsman Scheme 2006, (BOS) equally amended upwardly to Feb 3, 2009
    2. 2002
    3. 2004
    4. 2007
    5. None 
  17. Normally, a ‘stop payment’ instructions of a banking concern friction match tin flame travel issued past times
    1. the payee
    2. the endorsee
    3. the drawer
    4. the drawee
    5. the collecting bank 
  18. Hypothecation is applicable inward the representative of
    1. movable goods
    2. immovable holding
    3. book debts
    4. corporate guarantee
    5. staff loans 
  19. What is off-shore banking ?
    1. ariculture banking
    2. banking services given past times whatever banking concern which has opened off shore banking unit of measurement inward a unusual province amongst the permission of fundamental banking concern of the province Banks create line concern inward all currencies of earth except the currency of the province where the branch is located
    3. micro financing
    4. industrial finance
    5. None of the above 
  20. Which category of complaints constituted the largest category of complaints amongst 29.2 per cent of complaints received past times Banking Ombudsman inward India?
    1. Complaints pertaining to failure to come across commitments, non-observance of fair practices code, Banking Codes in addition to Standards Board of Bharat (BCSBI) Codes taken together
    2. credit carte complaints
    3. housing loan complaints
    4. educational loan complaints
    5. None of the above

Read to a greater extent than Banking Awareness Expected Questions from below

    sponsored links

    Leave a Reply