Banking Awareness Quiz For Ibps Clerks Online Examination 2015 – Ready 76

1. According to novel rules, the flooring charge per unit of measurement as well as ceiling charge per unit of measurement of CRR is…..
  1. 3 -15
  2. 5 -15
  3. 2 -18
  4. No flooring or ceiling charge per unit of measurement
  5. None of the inwards a higher house
2. Foreign Currency Convertible Bonds (FCCBs) as well as Foreign Currency Exchangeable Bonds (FCEBs) are governed yesteryear
  1. FDI guidelines
  2. FII guidelines
  3. External Commercial Borrowings (ECB) guidelines
  4. FEMA act
  5. RBI guidelines
3. Prepayment charges are exempted for
  1. Housing Loans
  2. Education Loans
  3. Agr. Loans
  4. Corporate Loans
  5. 1, two & three
4. Minimum as well as Maximum menstruation of Certificate of Deposits
  1. 15 days &1 twelvemonth
  2. 30 days &1 twelvemonth
  3. 7 days &1 twelvemonth
  4. 7 days & no throttle
  5. None
5. Which alongside the next is the Housing Finance Regulator?
  1. HUDCO
  2. HDFC
  3. NHB
  4. RBI
  5. None of the inwards a higher house
6. When Current Liabilities are to a greater extent than than Current Assets
  1. Interest burden is less.
  2. Company tin encounter its obligations
  3. Company may non encounter its obligations
  4. Increased Net worth
  5. None
7. Which of the next is an illustration of Financial Assets ?
  1. National Saving Certificate
  2. Infrastructure Bonds
  3. Indira Vikas Patra
  4. Krishi Vikas Patra
  5. All
8. The RBI has decided to pay way committee to authorised banks for treatment the operate relating to the _________ as well as _________ schemes equally per the extant rates.
  1. Kisan Vikas Patra (KVP) 2014, Sukanya Samriddhi Account
  2. Kisan Vikas Patra (KVP), 2014, Atal Pension Yojana
  3. Pradhan Mantri January Dhan Yojana & Atal Pension Yojana
  4. PM Jeevan Jyoti Bima Yojana & PM Suraksha Bima Yojana
  5. PMRY as well as NRLM
9. What are the involvement rates that are all the same regulated yesteryear RBI?
  1. SB Deposits
  2. Commercial Loans
  3. DRI Loans
  4. b & c
  5. All
10. Maximum SLR to live on maintained yesteryear banks is:
  1. 50% of Net Demand as well as Time Liabilities (NDTL)
  2. 40% Net Demand as well as Time Liabilities (NDTL)
  3. 30% Net Demand as well as Time Liabilities (NDTL)
  4. 60% Net Demand as well as lime Liabilities (NDTL)
  5. None of the inwards a higher house
11. Which of the next system is launched to render pension to the members of unorganized sectors inwards India?
  1. Swabhiman
  2. Swavalamban
  3. Jeevan Dhara
  4. Jeevan Kalyan
  5. Asha
12. Which of the next tilt is non right with regard to RTGS?
  1. Meant for Two lakh & inwards a higher house remittances entirely
  2. Remittance should live on through delineate of piece of employment organization human relationship transfer entirely
  3. Maximum charges should non live on to a greater extent than than l per remittance
  4. Charges to live on collected from the Beneficiary entirely
  5. None of the inwards a higher house
13. With regard to nomination to Illiterate account, which of the next tilt is correct?
  1. Can extend inwards favor of literate entirely
  2. Nomination facility is non available
  3. Consent from Nominee is required
  4. Witness is a must
  5. None
14. Fiscal Policy refers to:
  1. Balance of Payments
  2. Govt. taxes, expenditure as well as borrowings
  3. Govt. borrowings from Equity Market
  4. Sale as well as buy of securities yesteryear RBI
  5. None
15. Which of the next statements are truthful
  • A. Banks are required to keep a component of their Net Demand as well as Time Liabilities (NDTL) equally cash reserves (CRR) with the Reserve Bank
  • B. CRR does non earn whatsoever involvement to Banks
  • C. Banks stimulate got to adhere to a requirement of 95 per cent of CRR daily (including on Saturdays) as well as 100 per cent on a fortnightly reason
  1. A as well as B are right
  2. B as well as C are right
  3. A as well as C are right
  4. All are right
  5. 1 & two right
16. What is the Maximum deposit inwards PPF inwards a Financial Year:
  1. Rs.1,50,000
  2. Rs 2,00,000
  3. Rs 2,50,000
  4. Rs 3,00,000
  5. Rs 5,00,000
17. Bank stakeholders include
  1. Shareholders
  2. Customers
  3. Employees
  4. a & b entirely
  5. all
18. Relationship betwixt Customer & Banker inwards instance of Safe custody of articles
  1. Lessor & Lessee
  2. Principal & Agent
  3. Bailor & Bailee
  4. Assignor & Assignee
  5. None
19. NABARD refinance for financing Self Help Groups is to the extent of:
  1. 25 %
  2. 50%
  3. 75 %
  4. 100 %
  5. None of these
20. There are several at i time as well as indirect instruments that are used inwards the formulation as well as implementation of monetary policy. RBI’s framework is based on to
  1. Qualitative approach
  2. Selective approach
  3. Multiple indicator approach
  4. Quantitative approach
  5. None of the inwards a higher house

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