Banking Awareness Quiz For Ibps Clerks Online Testify 2015 – Gear Upward 74

  1. A soul intending to larn shares or compulsorily convertible debentures / bonds or voting rights or convert optionally convertible debentures/ bonds of ____________  per cent or to a greater extent than inwards a individual sector bank, he/she volition stimulate got to apply to the Reserve Bank for obtaining its prior approval.
    1. 40
    2. 5
    3. 10
    4. 20
    5. 30 
  2. Which Act defines the rights of consumers inwards Republic of Republic of India in addition to is applicable to banking services every bit good ? The rights in addition to liabilities of customers availing of meshwork banking services need to last clearly explained to customers opting for meshwork banking ?
    1. Consumer Protection Act, 1986
    2. Constitution of Republic of Republic of India
    3. Indian Penal Code
    4. Criminal Procedure Code 
    5. Civil Procedure Code 
  3. All RRBs which stimulate got implemented CBS in addition to stimulate got too migrated to Internet Protocol Version half dozen (IPv6) in addition to may offering Internet Banking amongst transactional facility to their customers amongst prior blessing of RBI, bailiwick to which of the next ?
    1. CRAR of non less than 10 per cent.
    2. Networth is Rs.100 crore or to a greater extent than every bit on March 31 of the immediate preceding fiscal yr
    3. Gross NPAs less than seven % in addition to Net NPAs non to a greater extent than than 3%
    4. The depository fiscal establishment should stimulate got made a meshwork turn a profit inwards the immediate preceding fiscal yr in addition to overall, should stimulate got made meshwork turn a profit at to the lowest degree inwards iii out of the preceding 4 fiscal years. 
    5. All the above 
  4. Which type of Internet Banking facility may last offered by, all Regional Rural Banks to their customers with-out prior blessing of RBI ?
    1. view entirely facility
    2. edit
    3. redesign
    4. modify
    5. None 
  5. Which of the next transactions cannot last allowed past times RRBs nether Internet Banking (View only) facility to their customers ?
    1. online fund-based transactions
    2. as remainder research
    3. balance viewing
    4. account contestation download 
    5. request for render of check books 
  6. In an endeavor to increment conduct lending to agriculture, the target for conduct lending to small-scale in addition to marginal farmers nether the latterly revised Priority Sector Norms has been increased to ____________   percent for 2015-16 in addition to to 8 pct for 2016-17 amongst an aim to increment the catamenia of credit conduct to farmers.
    1. 9
    2. 7
    3. 7.5
    4. 10 
  7. The guidelines for setting upwards of wholly-owned NOFHC past times eligible entities / groups are released for carrying out trouble concern of banking in addition to other permis-sible fiscal activities inwards the individual sector. In the abbreviation NOFHC, the missive of the alphabet H stands for what?
    1. Habit
    2. Holding
    3. House
    4. Host
    5. Happy 
  8. The get upwards of “Apna Sahakari Bank Ltd., Mumbai” has been included inwards the Second Schedule to the Reserve Bank of Republic of Republic of India Act, 1934. Now this depository fiscal establishment is called every bit which type of co-operative depository fiscal establishment ?
    1. Apex depository fiscal establishment
    2. Scheduled Bank
    3. Commercial Bank
    4. Agriculture band
    5. None 
  9. A depository fiscal establishment has ready DD arrangement, CSGL facility, currency breast facility, unusual telephone commutation transactions, remittance facility in addition to non-fund based facilities similar BG, missive of the alphabet of credit (LC), etc. Expand the abbreviation BG?
    1. Book Guarantee
    2. Bank Guarantee
    3. Business guarantee
    4. Brisk guide 
    5. None of the above 
  10. What is Investment Vehicle ?
    1. An entity registered in addition to regulated nether relevant regulations framed past times SEBI or whatever other ascendency designated for the piece of occupation
    2. It includes REITs governed past times the SEBI (REITs) Regulations, 2014
    3. It includes InvIts governed past times the SEBI (InvIts) Regulations, 2014
    4. It includes AIFs governed past times the SEBI (AIFs) Regulations, 2012 
    5. All the above
  11. Barter merchandise was initially permitted along the Indo-Myanmar border. What is barter merchandise ?
    1. exchange of goods produced, without using coin
    2. In this monetary transactions entirely
    3. In the boarder entirely done
    4. In the islands entirely done 
    5. None 
  12. A loan granted for brusk duration crops volition last treated every bit NPA, if the installment of principal or involvement thereon remains overdue for 2 crop seasons. Expand the abbreviation NPA?
    1. New Product Asset
    2. Non-Performing Asset
    3. National Product Asset
    4. Navy production Asset 
    5. None 
  13. The FITL created past times conversion of unpaid involvement volition last classified inwards the same property classification category inwards which the restructured advance (i.e, loan) has been classified. Further drive inwards the property classification of FITL would too last determined based on the subsequent property classification of the restructured advance. In the abbreviation FITL, the F stands for what?
    1. Finance
    2. Funded
    3. Free
    4. Festival
    5. Feature 
  14. Which need non last treated every bit NPAs although involvement thereon may non stimulate got been paid for to a greater extent than than xc days provided adequate margin is available inwards the accounts ?
    1. advances against term deposits
    2. NSCs eligible for give upwards
    3. IVPs
    4. KVPs, LIC policies 
    5. All the above 
  15. The term ‘Advances’ includes which of the next ?
    1. all kinds of credit facilities including cash credit, overdrafts, term loans,
    2. bills discounted/ purchased, receivables, etc.
    3. investments other than that inwards the nature of equity.
    4. All the above 
    5. None of these
  16. When the amounts due to a depository fiscal establishment (present value of principal in addition to involvement receivable every bit per restructured loan terms) are fully covered past times the value of security, duly charged inwards its favour inwards honour of those dues, the bank’s dues are considered to last fully secured. These amounts/loans are called every bit what ?
    1. Social
    2. Fully Secured
    3. Safety
    4. Stuffed 
    5. None 
  17. What is ‘Restructured Account’ ?
    1. A restructured trouble concern human relationship is 1 where the bank, for economical or legal reasons relating to the borrower’s fiscal difficulty, grants to the borrower concessions that the depository fiscal establishment would non otherwise consider.
    2. Fully paid loan
    3. subsidized loan
    4. interest paid loan
    5. None
  18. Any credit facility inwards whatever shape extended past times lenders (i.e. banks, FIs or NBFCs) to an infrastructure facility volition autumn inside the Definition of which type of lending ?
    1. Infrastructure lending
    2. business lending
    3. agriculture finance
    4. personal finance 
    5. retail banking
  19. By which oganisation a technical Group on Statistics for International Trade inwards Banking Services (TG-SITBS) was laid up?
    1. LIC
    2. Reserve Bank of Republic of Republic of India
    3. SEBI
    4. IRDAI
    5. PFRDA 
  20. Under which Act, credence of coin nether Money Circulation/ Multi-level Marketing/ Pyramid structures is a cogniable offence said past times Reserve Bank of India?
    1. Banking Regulation Act
    2. Prize Chit in addition to Money Circulation (Banning) Act 1978
    3. SARFAESI Act
    4. RBI Act
    5. None

Read to a greater extent than Banking Awareness Expected Questions from below

    sponsored links

    Leave a Reply