Banking Awareness Quiz For Ibps Clerks & Rbi Exams 2015 – Fix 73

  1. For the opening of an concern human relationship inward the refer of a Provident Fund, which document is non required?
    1. Certificate of Registration
    2. Trust Deed
    3. Resolution to opened upward concern human relationship
    4. Photographs of persons operating concern human relationship
    5. None of the above 
  2. Reserve Bank of Bharat allowed banks to enable transactions inward contactless cards for values upward to Rs 2,000 without requiring a separate ____________ authentication. The displace is expected to hasten credence of ‘tap together with pay’ electronic payments at retail outlets, inward carry services together with for toll payments.
    1. PIN
    2. PAN
    3. TAN
    4. GIAN
    5. None 
  3. For opening of an concern human relationship for a Trust, inward a banking concern , which of the next documents are required?
    1. Trust Deed
    2. Latest deed of appointment
    3. Certified re-create of ‘resolution yesteryear all trustees ” regarding opening together with carry of banking concern concern human relationship
    4. List of all trustees ; together with Specimen signature together with Account opening cast
    5. All the above 
  4. A hubby cannot last made liable for payment of loans taken yesteryear his married adult woman except which of the next circumstances?
    1. the debt incurred for the purpose of necessities suited to her life together with the loan is given amongst his consent
    2. for buy of gilded
    3. for buy of gilded biscuits
    4. for buy of luxurious auto
    5. None of these
  5. A Garnishee Order attaches all coin of the client held yesteryear the banking concern inward the capacity of a ____________
    1. Bailee
    2. Trustee
    3. Agent
    4. Debtor
    5. None of the above
  6. Based on the recommendations of S.K. Mitra commission on HR policy for RRBs, the Government has directed regional rural banks to move out slim yesteryear cutting jobs together with outsource non-core functions such equally information technology maintenance, cash remittance together with house-keeping. Currently, how many RRBs are at that topographic point amongst 19,400 branches together with a collective concern book of Rs 4.50 lakh crores?
    1. 56
    2. 66
    3. 75
    4. 89
    5. 120
  7. The Reserve Bank has notified the conclusion to heighten unusual direct investment (FDI) cap inward the insurance sector to what per centum from existing cap of 26% ? As per the notification, FDI upward to 26% volition last nether automatic route together with beyond 26% till 49% volition last allowed amongst the blessing of Foreign Investment Promotion Board (FIPB).
    1. 49
    2. 35
    3. 40
    4. 45
    5. 25
  8.  Government has decided to convey downwardly its belongings inward populace sector banks (PSBs) to what percentage, inward a phased mode to ensure that working capital missive of the alphabet needs of banks are taken attention of?
    1. 52
    2. 74
    3. 80
    4. 90
    5. 85
  9. The Bank Board Bureau is beingness ready which would last responsible for appointments at nation run lenders. The Board volition piece of work equally search commission or appointments board together with volition consist of professionals amongst solely i regime representative. The proposed Board would hit got how many members amongst at to the lowest degree 3 one-time bankers, 2 professionals together with secretary, subdivision of fiscal services equally the regime representative?
    1. five
    2. six
    3. four
    4. three
    5. two 
  10. Union HRD Minister Smritilrani was named Young Global Leader from Bharat yesteryear which of the following?
    1. IMF
    2. World Economic Forum (WEF).
    3. World Bank
    4. OECD
    5. ADB 
  11. Which Panel appointed yesteryear Government has recommended that Indian banks should non last allowed to extend ECBs to domestic corporate houses out of their overseas subsidiaries or branches?
    1. Narasimham
    2. Sahoo
    3. R.Gandhi
    4. H R Khan
    5. Usha Thorat 
  12. The deadline for appointing at to the lowest degree i adult woman managing director expired on March 31. Listed companies that hit got non appointed a adult woman managing director would confront a fine of how much?
    1. Rs.50,000
    2. Rs.25,000
    3. Rs.10,000
    4. Rs.30,000
    5. None 
  13. Mr. Nikesh Arora has been appointed equally the President of Japan’s multinational telecommunication together with cyberspace companionship called equally which banking concern ?
    1. Bank of Nippon
    2. Softbank Corp
    3. Asian Development Bank
    4. Citi Bank
    5. Standard Chartered Bank 
  14. Banks hit got firmed upward the upper boundary on withdrawals at micro automated teller machines (micro ATMs) upto how much amount equally part of rules governing modest transactions, peculiarly nether fiscal inclusion?
    1. Rs.5,000
    2. Rs.10,000
    3. Rs.1,000
    4. Rs.2,000
    5. Rs.3,000 
  15. The manly individual members of a Hindu Undivided Family (HUF) are called equally what ?
    1. co-owners 
    2. Managers
    3. Co-partners
    4. Karta
    5. None of the above 
  16. Which banking concern has launched a service where customers tin brand transactions using merely their voice, without using other agency of authentication similar a password ? The phonation recognition service authenticates customers based on their spoken language patterns & allows them to execute banking transactions through the bank’s telephone phone centre.
    1. ICICI Bank
    2. DCB
    3. Allahabad Bank
    4. Indian Bank
    5. Indian Overseas Bank 
  17. New generation individual banks, populace sector banks together with unusual banks amongst a large retail base of operations hit got been asked to appoint whom equally an outsider, to aspect afterward consumer grievances? The internal Ombudsman, who volition last designated equally primary client service officeholder (CSSO), volition last the get-go port of telephone phone for grievance redressal fifty-fifty earlier approach-ing the banking ombudsman.
    1. Internal Ombudsman
    2. Lok Pal
    3. Lokayukta
    4. Judge
    5. Chief Justice 
  18. The novel service revenue enhancement charge per unit of measurement of 14% came into resultant from which appointment ?
    1. June, 1, 2015
    2. 1.4.2015
    3. 1.1.2015
    4. 1.12.2015
    5. None
  19. Masala Bonds are global  ____________  off-shore bonds yesteryear Indian companies. This would the get-go fourth dimension domestic firms would last allowed to heighten rupee-denominated debt abroad.
    1. rupee
    2. dollar
    3. yuan
    4. yen
    5. pound sterling 
  20. In Bharat Wholesale cost index (VVPI)- based inflation remained inward negative territory for the 7th direct calendar month inward May, 2015 at (- ) 2.36 per cent, largely due to the softening of which articles prices together with a farther contraction inward prices of manufactured products?
    1. food
    2. capital goods
    3. electronic goods
    4. electrical goods
    5. None of these

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