Banking Awareness Quiz For Ibps Depository Fiscal Establishment Exams 2015 – Fix 62

  1. The Reserve Bank of Republic of Republic of India (RBI) revised guidelines for lending to the priority sector on 2d March 2015. Now, loans to which of the next sectors come upwards nether the ambit of priority sector lending ?
    1. Medium Enterprises 
    2. Sanitation 
    3. Renewable energy 
    4. All the above 
    5. Only two & 3
  2. In the priority sector lending target for scheduled banks for agriculture sector, the RBI has recommended a sub target of what percent of adjusted internet depository fiscal establishment credit (ANBC) for small-scale in addition to marginal farmers ?
    1. 8%
    2. 10%
    3. 12%
    4. 18%
    5. 20%
  3. In banking, IFSC Code stands for 
    1. International Forex System Code 
    2. Indian Financial System Code 
    3. Indian Function System Code 
    4. International Format System Code 
    5. None of these 
  4. Who is ever a drawee of a lucifer ?
    1. Bank
    2. The i who writes the cheque 
    3. The i who receives payment 
    4. The i who writes in addition to deposits the cheque
    5. None of these 
  5. What is the pct of shareholding of the concerned State Govt inwards Regional Rural Banks ?
    1. 100%
    2. 50%
    3. 75%
    4. 15%
    5. 35%
  6. Every depository fiscal establishment branch is given a unique MICR code in addition to this helps the RBI position the depository fiscal establishment branch in addition to speed upwards the clearing process. The MICR code has how many digits inwards it ?
    1. Three
    2. Four 
    3. Five 
    4. Seven 
    5. Nine 
  7. The Indian Railways has launched prepaid RuPay debit bill of fare for ticket booking in addition to purchasing on IRCTC site. This pre-paid bill of fare has been launched inwards association with ______
    1. Bank of India 
    2. Bank of Baroda 
    3. Union Bank of India 
    4. ICICI 
    5. Central Bank of India 
  8. The RBI on 1st March approved the merger of which of the next banks with the Kotak Mahindra Bank which volition practise 3 quaternary largest mortal sector lender inwards the province ? 
    1. Yes Bank
    2. InduInd Bank 
    3. ING Vysya Bank 
    4. Federal Bank 
    5. Axis Bank 
  9. The Insurance Australian Group  has announced to heighten its stake from 26 percent to 49 percent inwards the full general insurance articulation corporation with _________
    1. HDFC 
    2. Punjab National Bank 
    3. ICICI 
    4. State Bank of India 
    5. None of these 
  10. Which of the next banks, promoted yesteryear the Govt, is going to offering loan products named “Shishu”, “Kishor” in addition to “Tarun” to small-scale / micro entrepreneurs ? 
    1. SIDBI
    2. SBI
    3. PNB
    4. MUDRA 
    5. IDBI
  11. Which of the next types of banks inwards Republic of Republic of India does non completely come upwards nether the command of the Reserve Bank of Republic of Republic of India (RBI) ?
    1. State Bank of India 
    2. Private Sector Banks 
    3. Foreign Banks 
    4. Regional Rural Banks 
    5. Co-operative Banks 
  12. In International Banking terms, ‘appreciation’ of rupee way ?
    1. Excess of exports over imports 
    2. Purchasing might of rupee has come upwards down 
    3. Availability of less unusual currency vis-a-vis rupee 
    4. Excess of imports over exports 
    5. Availability of to a greater extent than unusual currency vis-a-vis rupee
  13. Generally banks confront a credit gamble when ?
    1. Customer defaulting to repay the loan 
    2. Banks lend coin to RBI 
    3. Banks lend coin to government 
    4. Credit given to the customer 
    5. All of these
  14. Which populace sector depository fiscal establishment is the leader inwards mobile banking line of piece of occupation organisation inwards Republic of Republic of India ?
    1. ICICI 
    2. HDFC 
    3. SBI
    4. Axis Bank 
    5. None of these 
  15. Which depository fiscal establishment is appointed to involve maintain aid of refunding excess income taxation paid to taxation payers ?
    1. ICICI Bank 
    2. Axis Bank 
    3. PNB
    4. HDFC 
    5. SBI
  16. When a depository fiscal establishment returns a lucifer unpaid, it is called ?
    1. Payment of cheque 
    2. Dishonor of cheque 
    3. Cancelling of cheque 
    4. Drawing of cheque 
    5. None of these 
  17. Which of the next is not a banking organisation ?
    1. ICICI PRUDENTIAL
    2. AXIS Bank
    3. KOTAK MAHINDRA
    4. ICICI BANK
    5. HDFC BANK
  18. What is the maximum number of Official Directors inwards RBI’s Central Board of Directors ?
    1. One
    2. Two
    3. Four 
    4. Five
    5. Seven
  19. Which with the next is NOT a portion of RBI ?
    1. To function equally monetary potency in addition to implement it’s Monetary Policy 
    2. To serve equally issuer of depository fiscal establishment notes
    3. Serve equally banker to Central & State governments
    4. Serve equally debt managing director to other banks 
    5. None of these 
  20. Who appoints the governor of Reserve Bank of Republic of Republic of India ?
    1. President of India 
    2. Prime Minister of India
    3. Central Government 
    4. Vice President of India
    5. Finance Ministry of India

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