Banking Awareness Quiz For Ibps Depository Fiscal Establishment Exams 2015 – Ready 58

  1. At present, Indian banks are required to accomplish priority sector lending target of xl percentage of aggregate advances, alongside ______________ sub-limit for the farm sector.
    1. 8 percent
    2. 10 percent
    3. 15 percent
    4. 18 percent 
    5. 20 percent
  2. The Depositor Education as well as Awareness Fund (DEAF) has been laid alongside _____________
    1. Public Sector Banks
    2. State Bank of India
    3. Reserve Bank of India
    4. Indian Banks Association 
    5. Government of India
  3. Security characteristic available alongside smart carte du jour :
    1. Multiple pins
    2. Retinal designing verification 
    3. Dynamic signature verification 
    4. Vein recognition 
    5. All of the above 
  4. RBI laid guidelines on OTS for MSEs for short town of their NPAs. OTS way ___________
    1. Order Time Settlement Scheme 
    2. One Task Settlement Scheme 
    3. One Time Settlement Scheme 
    4. One Time Score Scheme 
    5. None of these
  5. Many banks bring launched / flatted their subsidiaries which are fully owned yesteryear them. Banks launch subsidiaries unremarkably for which of the next businesses ?
      • a) Home loan business 
      • b) To sell Insurance Policies 
      • c) To command on-line operations or Internet Banking Business 
    1.  Only a
    2. Only b
    3. Only c
    4. Only a & b
    5. All of the above 
  6. Many Banks bring adopted / launched “Core Banking Solution (CBS)”. CBS way _________
    1. a marketing strategy adopted yesteryear the Banks
    2. a novel type of ATM useful for rural population 
    3. a delivery channel for quick as well as fast delivery 
    4. a novel production launched to assistance senior citizens exclusively equally they are non able to catch branches / ATM frequently 
    5. None of these
  7. The Reserve Bank of Bharat has asked all the banks to install “Note Sorting Machines” inwards

    the branches. How volition this assistance banking corporation as well as full general populace ?

      • a) The Machines volition cheque for counterfeit notes as well as drib these from circulation 
      • b) This volition assistance banks to count the notes speedily as well as accurately
      • c) This volition assistance inwards sorting out unclean notes that they are non reissued yesteryear the bank 
    1. Only a
    2. Only b
    3. Only c
    4. Only a & b
    5. None of these
  8. The network for mutual information communication for banks as well as FIs launched yesteryear RBI 
    1. BANKNET
    2. INFINET
    3. SWIFT
  9. The credit outstanding nether full general credit cards equally good comes nether the “other finance to MSMEs’. Here the full general credit cards include ____________
    1. Artisan Credit Card 
    2. Laghu Udyami Card
    3. Swarojgar Credit Card
    4. Weaver’s Card
    5. All of the above 
  10. Ministry of MSME, Government of Bharat as well as __________ laid the Credit Guarantee Fund Trust for Micro as well as Small Enterprises alongside a thought to facilitate current of credit to the MSE sector without the demand for collaterals / 3rd political party gurantees. 
    1. RBI
    2. IDBI
    3. SIDBI
    4. NABARD
    5. None of these
  11. Prime Minister’s Task Force on MSMEs headed yesteryear who prescribed few targets for banks for lending to the Micro as well as Small Enterprise (MSE) sector ?
    1. T K A Nair 
    2. Pradhyamna Kumar
    3. Lakdawala
    4. S Ganesan
    5. None of these
  12. Non-bank entities must bring internet worth of at to the lowest degree how much to live on eligible for operating White Label ATMs ?
    1. 100 Cr
    2. 200 Cr
    3. 300 Cr
    4. 400 Cr
    5. 500 Cr
  13. As per RBI guidelines, when a counterfeit banking corporation complaint is detected at the branch, it should live on ?
    1. Branded alongside a postage stamp “COUNTERFEIT BANK NOTE”
    2. Recorded inwards a split upwards register nether authentication 
    3. Acknowledge inwards the prescribed format of RBI as well as issued to the tenderer
    4. All of the above 
    5. None of the above 
  14. Indicash is India’s outset White Label ATM unveiled yesteryear _________________
    1. Muthoot finance fellowship Ltd
    2. Manappuram finance fellowship Ltd
    3. Punjan National Housing finance Ltd
    4. Tata Communications Payment Solutions 
    5. Shri Ram Finance Ltd
  15. At what phase of opening of banking corporation trace of piece of occupation organization human relationship is the checking of Politically Exposed Persons (PEP) carried out. 
    1. At the outset indicate of client interaction 
    2. At the Account Services Level 
    3. At the Central Account Services Level 
    4. One calendar month after the trace of piece of occupation organization human relationship is opened 
    5. None of these
  16. Fixed Deposit (FC) inwards a commercial banking corporation tin forcefulness out live on done for a maximum menstruum of ___________
    1. 10 years
    2. 15 years
    3. 20 years
    4. 25 years 
    5. None of these
  17. What is the human relationship betwixt a banking corporation as well as client when a locker is rented out yesteryear a banking corporation to a individual :
    1. Bailor as well as Bailee
    2. Bailee as well as Bailor
    3. Principal as well as Agent
    4. Leasee as well as Leasor
    5. Leasor as well as Leasee
  18. RBI had introduced Advanced Approaches for Basel II Framework inwards India. Accordingly, the 3 approaches are ?
    1. Standardized Approach 
    2. Basic Indicator Approach 
    3. Standardized Duration Approach 
    4. All of the above 
    5. None of these
  19. In Bank,s loans as well as advances are considered equally ___________
    1. assets
    2. liabilities 
    3. resources 
    4. cause of expenditure 
    5. None of these
  20. In today’s changing banking scenario, aggressive advertisement of trace of piece of occupation organization is necessary where the contest exists on _______________
    1. branch upwards – keep
    2. expeditious service 
    3. use of advanced digital technology 
    4. delightful client service 
    5. all of these

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