Banking Awareness Quiz For Ibps Depository Fiscal Establishment Exams – Purpose 53

  1. What is ‘Special Crossing’ ?
    1. Not Negotiable words inward 2 parallel lines
    2. Account Payee words inward 2 parallel lines
    3. & Co. words inward 2 parallel lines
    4. Any bank’s shout out alongside or without 2 parallel lines together with payable to collecting banker only.
    5. None of these 
  2. What is the charge per unit of measurement of penalisation applicable for payment of term deposit Pre maturely to legal heirs of a decreased client on the re-quest of the legal heirs ?
    1. 1% less than applicable charge per unit of measurement for the menses of deposit
    2. 1% less than the charge per unit of measurement mentioned inward the receipt
    3. No penalisation is to live on applied
    4. As per discretion of Branch Manager
    5. None of these 
  3. A someone introducing an concern human relationship to a banking concern is liable for _______________
    1. Establishing proper identity of the concern human relationship holder exclusively together with no fiscal accountability inward illustration of whatever fraud etc.
    2. Making practiced the loss that the concern human relationship holder may crusade
    3. Ensuring that the client maintains the concern human relationship properly
    4. Tracing the concern human relationship holder every bit an when banking concern desires
    5. None of these 
  4. Which of the next does non detect cite inward the Negotiable Instrument Act ?

    1. General Crossing
    2. Special Crossing
    3. Not Negotiable Crossing
    4. Double crossing
    5. Account Payee Crossing 
  5. The Financial Results of the banks together with other organizations commonly are expressed inward quarters. What does Q-I hateful ?
    1. Results of January-March
    2. Performance during April- June
    3. The menses when the profits are highest
    4. Period where the turnover is to a greater extent than
    5. The menses when the profits are highest 
  6. Who is the regulator of payment together with short town scheme inward Republic of Republic of India ?
    1. SEBI
    2. ERDA
    3. RBI
    4. Central Government
    5. None of these 
  7. The Gilt-Edged safety marketplace is the marketplace for which of the following?
    1. Market for trading inward gilded
    2. Market for trading inward sliver
    3. Market for authorities securities
    4. Market for industrial securities
    5. All the above 
  8. The information technology draw solid which has launched, BaNCS Digital, specifically for American retail banks:
    1. Infosys
    2. Reliance 
    3. TCS
    4. Mahendra
    5. None of these 
  9. The international banking concern which has announced to cutting upwards to 50,000 jobs globally
    1. IDBI
    2. HDFC
    3. HSBC
    4. AXES
    5. ICICI 
  10. The stake the RBI has allowed banks to start inward companies defaulting afterward restructuring of their loans upto :
    1. 81 per centum
    2. 61 per centum
    3. 51 per centum
    4. 41 per centum
    5. None of these 
  11. The reserve Bank of Republic of Republic of India volition live on assisting banks every bit a temporary measure, yesteryear providing additional liquidity back upwards nether LAF What is the amount shape of LAF ?
    1. Loan Adjustment Fund
    2. Liquidity Adjustment Facility
    3. Long Awaited Funds
    4. Loan against Funds
    5. None of these 
  12. Net Working Capital agency :
    1. Current Assets exclusively
    2. Current Assets minus Current Liabilities
    3. Capital plus Reserves minus Intangible Assets
    4. Current Assets minus Stocks
    5. None of these
  13. The Indian Scheme ranked every bit the world’s largest populace industrial plant programe yesteryear the dry soil banking concern
    1. Deen Dayal Upadhyaya Gram Jyoti Yojana
    2. MGNREGA
    3. Janani Suraksha Yojana
    4. National Pension System
    5. Pradhan Mantri Adarsh Gram Yojana 
  14. The Indian insurance Company granted permission to offset operations inward People’s Republic of Bangladesh recently:
    1. LIC of Republic of Republic of India
    2. Oriental Insurance society
    3. United Republic of Republic of India Insurance society
    4. All of the higher upwards
    5. None of these 
  15. India’s economical increase forecast for 2015-16 every bit announced yesteryear the RBI on sec June
    1. 6.6 per centum
    2. 8.6 per centum
    3. 4.6 per centum
    4. 7.6 per centum
    5. None of these 
  16. The introduce Repo charge per unit of measurement every bit announced yesteryear the RBI is :
    1. 7.25 per centum
    2. 6.25 per centum
    3. 2.25 per centum
    4. 4.25 per centum
    5. None of these 
  17. The banking concern which has launched a phonation recognition service to position together with authenticate customers –
    1. IDBI
    2. HDFC
    3. HSBC
    4. AXES
    5. ICICI 
  18. The annual remuneration on non-executive manager of individual ban-ks fixed yesteryear the RBI late –
    1. 10 Lakhs
    2. 20 Lakhs
    3. 30 Lakhs
    4. 40 Lakhs
    5. None of these 
  19. In Call coin markets  are allowed to trade:
    1. Only Banks
    2. Only Primary dealers
    3. Mutual funds
    4. All of the higher upwards
    5. None
  20. KYC guidelines stimulate got been framed on the footing of iv heart components. Which of the next is non heart constituent
    1. CustomerAcceptance Procedure
    2. Customer Identification Procedure
    3. Monitoring of Transaction
    4. Risk Management
    5. Management of Operational risk 
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