Banking Awareness Quiz For Ibps Po 2017 – Laid Upwards 115

  1. ____________ is raised inward majuscule markets
    1. Funds through long term securities
    2. Long term loans through Govt. securities
    3. Medium term loans
    4. Short – term instruments
    5. None of the above
  2. Interest on Government securities on fixed Earth is known equally : 
    1. Bank rate
    2. Coupon
    3. Prime Lending Rate
    4. Bench grade PLR
    5. None of the above
  3. What is meant yesteryear evolution Oriented banking ? 
    1. Infrastructure financing 
    2. Extending loans to States, which are to the lowest degree developed
    3. Taking upward the chore of evolution of the economic scheme yesteryear providing back upward to nether privileged sections of the society
    4. All of the above
    5. None of the above
  4. The psyche business office of SIDBI is
    1. Promotion of SSI 
    2. Finance of SSI 
    3. Development of SSI 
    4. All of the above 
    5. None of the above
  5. When a banking enterprise returns a tally unpaid, it is called ?
    1. Payment of the cheque 
    2. Drawing of the cheque 
    3. Cancelling of the cheque 
    4. Dishonour of the cheque
    5. Taking of the cheque 
  6. RBI pays involvement on CRR balances of banks at  ____________ 
    1. Bank Rate
    2. Repo Rate
    3. Bank Rate minus 2%
    4. Zero % 
    5. None of the above 
  7. The Bank should comply together with intimate the compliance of Award to Ombudsman within  ____________ 
    1. 2 Months 
    2. 3 months 
    3. One month 
    4. One year 
    5. None of the above 
  8. What are the features of selective credit command ? 
    1. They distinguish betwixt essential together with nonessential uses of Bank credit 
    2. Only nonessential uses are brought nether the ambit of Credit Bank controls 
    3. They acquit on non exclusively the lenders but likewise the borrowers 
    4. All the above 
    5. None of the above 
  9. Which of the next are the targets for dissimilar categories of priority sector ?
    1. Overall target 40% of cyberspace Bank credit
    2. Agriculture loans (direct together with indirect) 18%
    3. Priority sector target for fore-ign Banks is 32% 
    4. All of the above 
    5. None of the above
  10. Which of the next tin dismiss survive called equally intermediary inward the Financial System ? 
    1. Insurance companies 
    2. Banking companies 
    3. Mutual funds
    4. All of the above 
    5. None of the above 
  11. A depositor wants to laissez passer nomination inward favour of a Needy Charitable Trust. Is it acceptable to the banker ? 
    1. Yes, anyone tin dismiss survive a nominee 
    2. No, exclusively a blood relative should survive a nominee
    3. As per the discretion of the Branch Manager 
    4. No, equally per Nomination Guide lines exclusively Individuals tin dismiss survive nominated equally Nominee together with non institutions
    5. None of the above 
  12. Which of the next is non an Bharat based credit rating means ? 
    1. CRISIL 
    2. CARE 
    3. Standard & Poor
    4. ICRA 
    5. None of the above 
  13. SMERA is an SME Rating Agency inward Bharat meant for ? 
    1. Rating on credit worthiness of MSME 
    2. Rating on Quality Management 
    3. Rating on Training System 
    4. Rating on Technology usage inward the organization 
    5. None of the above 
  14. Which of the next is non insured yesteryear the DICGC ? 
    1. All Indian commercial Banks 
    2. Foreign Banks branches surgical operation inward India
    3. Local Area Banks 
    4. Cooperative Banks 
    5. Primary cooperative societies
  15. Which of the next is non a characteristic of Recurring Deposit Account ?
    1. Rate of involvement volition survive higher than Savings Bank Account 
    2. Loan facility is available on Recurring Deposit 
    3. No TDS on the involvement earned
    4. Premature closure of the Recurring Deposit Account is non allowed 
    5. None of the above
  16. Cash Reserve Ratio is to survive maintained yesteryear banks amongst reference to which of the next ? 
    1. Time liabilities
    2. Demand liabilities 
    3. Time together with need liabilities
    4. Net need together with fourth dimension liabilities 
    5. None of the above
  17. What is the minimum CRR equally per the relevant Act ? 
    1. No minimum 
    2. 4% 
    3. 3% 
    4. 6% 
    5. 8%
  18. Which of the next is non truthful inward representative of SARFAESI Act 2002 ? 
    1. Banks tin dismiss bring activity of recovery of loan, inward representative of NPA, without intervention of court 
    2. Minimum Rs 1.00 lakh overdue should survive inward the loan account 
    3. Sixty days reveal to survive given nether the Act to the defaulted borrower 
    4. SARFAESI Act tin dismiss survive implemented fifty-fifty if 1 installment inward term loan is overdue 
    5. All of the above
  19. The psyche business office of an Asset Management Company is : 
    1. Hold the securities of diverse schemes 
    2. Manage the funds yesteryear making investments inward diverse types of securities 
    3. Hold its belongings for the create goodness of the unit of measurement holders 
    4. Act on behalf of SEBI
    5. All of the above
  20. Which sort of assistance is provided yesteryear EXIM Bank to Indian Companies ? 
    1. Direct loans to exporters 
    2. Technology services 
    3. Credit for export of majuscule goods 
    4. 1 together with 2 
    5. All of the above
Shared yesteryear Shravan Varma Gadhiraju

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