Banking Awareness Quiz – Railroad Train 95

  1. Flow of credit to Agriculture targeted for 2016-17 is Rs. ___________  crores.
    1. 575000
    2. 700000
    3. 900000
    4. 850000
    5. 925000 
  2. What is the usage of Loan Policy inwards a Bank ?
    1. Speedy together with timely credit disposal
    2. To conduct hold uniform physical care for of sanction/ review/ recovery of advances.
    3. To conduct hold criterion bench marks for assessing loan proposals
    4. 1 together with ii
    5. All the above 
  3. Which of the next Agencies services are used to obtain credit data ?
    1. CIBIL
    2. Equifax Credit Information Services Pvt. Ltd.
    3. CRISIL
    4. ICRA
    5. 1 together with ii
  4. Scale of finance for KCC volition hold upwards approved past times ___________ 
    1. DLTC
    2. BLBC
    3. SLBC
    4. Individual Banks
    5. 2 together with three
  5. Which of the next are the basic characteristics of JLGs ?
    1. Tenant farmers/ oral lessees/ portion croppers
    2. Small farmers without proper titles
    3. 4 – 10 individuals
    4. Savings past times JLG members is voluntary
    5. All the above
  6. In example of Medium Manufacturing Enterprises, investment inwards found & mechanism should hold upwards ___________ 
    1. More than Rs. l lakhs but does non top Rs. five crore
    2. More than Rs. 1 crore but does non top Rs. five crore
    3. More than Rs. ii crore but does non top Rs. 10 crore
    4. More than Rs. five crore but does non top Rs. 10 crore
    5. None of the above 
  7. In example of Micro Service Enterprises, investment inwards equipment should non top ___________ 
    1. Rs. 1 lakh
    2. Rs. ii lakh
    3. Rs. five lakh
    4. Rs. 10 lakh
    5. Rs. xv lakh 
  8. As per the existing guidelines of RBI, Loan boundary upwards to Rs. ___________   per borrower tin hold upwards classified nether Social Infrastructure of Priority Sector.
    1. Rs. 1 crore
    2. Rs. ii crore
    3. Rs. three crore 
    4. Rs. five crore
    5. Rs. vi crore 
  9. NAV is a term by together with large associated amongst the schemes floated past times which of the next institutions?
    1. Banks
    2. Mutual Funds
    3. Credit Societies
    4. Merchant Bankers
    5. None of the above 
  10. Advances nether consortium are classified every bit NPA, ___________   
    1. when whatever describe of piece of employment organization human relationship of whatever banking concern becomes NPA
    2. based on tape of recovery of private banking concern
    3. when all the fellow member banks grip for the same
    4. when all facilities of whatever banking concern are bad assets
    5. None of the above 
  11. The SARFAESI Act 2002 con-fers on the banking concern which of the fol-lowing form (s) of ability for enforcement of safety interest?
    1. To accept possession of secured assets
    2. To accept over management of secured assets
    3. Sale of seized secured assets
    4. Filing application for recovery of residual total earlier DRT
    5. All the above 
  12. Which of the next nations is considered the originator of the concept of Micro Finance ?
    1. India
    2. Bangladesh
    3. South Africa
    4. USA
    5. Canada
  13. What is the maximum total that tin hold upwards remitted past times whatever per-son to Nepal through NEFT nether Indo-Nepal Remittance Facility Scheme?
    1. Rs. 25000 
    2. Rs. 30000
    3. Rs. 35000 
    4. Rs. 40000
    5. Rs. 50000 
  14. The human relationship betwixt RBI together with the banking concern maintaining currency breast is of ___________ 
    1. Principal together with Agent
    2. Licensor together with Licensee
    3. Trustee together with Beneficiary
    4. Bailor together with Bailee
    5. None of the above 
  15. In example of Garnishee enterprise issued past times a court, hence who volition hold upwards the Garnishee ?
    1. Judgement Debtor
    2. Judgement Creditor
    3. Bank which receives the enterprise
    4. Customer inwards whose enterprise is received
    5. None of the above 
  16. What is the boundary of maximum number of transaction inwards SB Zero describe of piece of employment organization human relationship ?
    1. 30 per quarter
    2. 15 per one-half twelvemonth
    3. 60 per one-half twelvemonth
    4. 20 per one-half twelvemonth
    5. 10 per quarter 
  17. What is the accuse per entry for the No-frill describe of piece of employment organization human relationship when it exceeds the maximum costless limits per quarter ?
    1. Rs. five
    2. Rs. 10
    3. Rs. 15 
    4. Rs. 25
    5. Rs. 20
  18. Under Pradhan Mantri Jan-Dhan Yojana (PMJDY), overdraft facility tin hold upwards extended to borrowers whose family annual income does non top Rs. ___________ 
    1. Rs. 10,000 for rural together with Rs. 20,000 for non-rural areas
    2. Rs. 50,000 for rural together with Rs. 1,00,000 for non-rural areas
    3. Rs. 2,00,000 for rural together with Rs. 2,50,000 for urban areas
    4. Rs. 1,00,000 for rural together with Rs. 1,60,000 for non-rural areas
    5. No such criteria 
Shared past times Shravan Varma Gadhiraju

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