Ibps Clerks 3 Banking Awareness Online Model Job Examination – Gear Upward 16

The Earth Bank is likewise referred to every bit
  1. IBRD
  2. IDBI
  3. IDA
  4. IMF
  5. None of these
Which of the next is the purpose owing to which banks cause got created Investment Fluctuation Reserves (IFR) ? This volition hep them inward managing?
  1. Interest Rate Risk
  2. CRR
  3. SLR
  4. Foreign Currency Account
  5. None of these
Many a fourth dimension nosotros come upwards across a term inward banking sector “Retail Banking”. What does it actually hateful ? In uncomplicated words Retail Banking is to render Banking Services ?
  1. Entirely to agricultural sector only
  2. ONly to private customers inward an integrated manner
  3. Only to Self Help Groups for their Survival
  4. ONly to big corporate in addition to line organization houses
  5. None of these
Your friend gets Rs 10,0000 from his grand parents. He / She wants to invest thsi sum inward a banking concern inward such a way that he / she take away non withdraw the sum partly or wholly for 2 years. What sort of line organization human relationship shoudl he / she opened upwards inward the banking concern ?
  1. Small Savings Account
  2. Current Account
  3. Term Deposit Account
  4. Demat Account
  5. None of these
In a fellowship the occupation of proce sensitive corporate informatin yesteryear the fellowship people to brand gains or comprehend loss known every bit ?
  1. Insider trading
  2. future trading
  3. Foreign Trading
  4. Stock Trading
  5. None of these
As nosotros all knwo “Mobile Banking” is comparatively a novel mode of bankign all over the world, what is its condition inward Republic of Republic of India ?
A. The willingness to comport banking through mobile devices is higher inward India
B. About 4% of full m-commerce transactions cause got taken house inward the foremost few months of the electrical flow financial yr inward India
C. Since RBI’s permission is needed for offering mobile banking, exclusively 2 private banks are providing this service at present
  1. Only A
  2. Only B
  3. Only C
  4. All A, B in addition to C
  5. None of these
A currency swap is refer to __________________
  1. A location sale of currency combined with a forrad repurchase of the same currency-as purpose of unmarried transaction.
  2. A forrad sale of currency combined with a forrad repurchase of the same currency -as purpose of a unmarried transaction.
  3. A forrad sale of currency combined with a forrad repurchase of the same currency – inward 2 dissimilar transactions
  4. All of these
  5. None of these
Many banks cause got adopted / launched ‘Core Banking Solutions’ (CBS). Core Banking solution is ?
  1. A marketing strategy adopted yesteryear the banks
  2. A novel type of ATM useful for rural population
  3. A delivery channel for quick in addition to fast delivery
  4. A novel production launched to assist senior citizens exclusively every bit they are non able to catch branches / ATMs frequently.
  5. None of these
The banking concern charge per unit of measurement way ____________
  1. Rate of Interest charged yesteryear commercial banks from borrowers
  2. Rate of Interst at which commercial banks discounted bills of their borrowers
  3. Rate of involvement allowed yesteryear commercial banks on their deposits
  4. Rate at which RBI purchases or rediscounts bills of central of commercial banks
  5. None of these
Consider the next statemetns ________________________
A. Bond toll in addition to involvement charge per unit of measurement are positively related.
B. Bond toll in addition to involvement charge per unit of measurement are negatively related.
C. Credit cretion varies direct with Cash Reserve Ration (CRR)
D. Credit Creation varies inversely with cash Reserve Ratio (CRR).
Which of the statements given higher upwards is / are right ?
  1. A in addition to C
  2. A in addition to D
  3. B in addition to C
  4. B in addition to D
  5. None of these
If involvement payment is added to top dog deficit, it is equivalent to ____________
  1. Budget deficit
  2. Fiscal deficit
  3. Deficit financing
  4. Revenue deficit
  5. None of these
The utmost wages of plastic coin is ________
  1. Style
  2. Printing real cheap
  3. Circulation real easy
  4. Occupies less space
  5. Shelf life volition live longer
Expand the term IFRS
  1. Indian Financial Reporting Standards
  2. Indian Financial Reporting Systems
  3. International Financial Reporting Standards
  4. International Financial Reporting Systems
  5. None of these
Consider the next statements
A. With growing saivngs with households inward India, the take away for retail credit is declining.
B. The Banking Ombudsman is a senior official appointed yesteryear the RBI
Which with the statements given higher upwards is / are correct?
  1. Only A
  2. Only B
  3. Both A in addition to B
  4. Neither A nor B
  5. None of these
Which of the next autumn inward teh category of refinance institutions ?
NABARD
SIDBI
National Housing Bank (NHB)
Both 2 in addition to 3
All of these
As per the revised guidliens issued yesteryear RBI on third January, 2001 
  1. the minimum paid-up uppercase requirement of a newly laid upwards private sector banking concern shoudl live atleast Rs. 200 crore in addition to it should live raised to Rs. 300 crore inside 3 years of outset of business.
  2. the minimum uppercase adequacy ratio for newly laid upwards private sector banking concern shas been fixed at 10 per centum on a continuous Earth from the outset of operations
  3. Only 1
  4. Both 1 in addition to 2
  5. None of these
Which of the next are the recommendations of the International Group (Chairman : Shri A. V. Sardesai) laid upwards yesteryear RBI inward reckon to strengthening in addition to viability of RRBs ?
  1. Merger/ amalgamation of RRBs to better operational viability
  2. Change of sponsor banks to heighten competitiveness
  3. Governance in addition to administration in addition to ambit for improving profitability
  4. All of these
  5. None of these
Fixing of charges for diverse types of services similar issuance of demand draft etc. except cheques collection provided yesteryear urban co-operative banks is done yesteryear
  1. Reserve Bank of India
  2. the Indian Bank’s Association
  3. NABARD
  4. the banking concern itself which should non live out of line with the average cost of providing the services
  5. All of these
What is ‘financial inclusion’ ?
A. Easy access to banking concern accounts for prophylactic parking of savings
B. Availability of inexpensive credits through apropriately designed loans for misfortunate in addition to depression income households in addition to modest enterpreneures
C. Availability of basic financial products similar insurance
  1. Only A
  2. Only B
  3. Only C
  4. Both A in addition to B
  5. All A, B in addition to C
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