Model Mock Examination Of Banking Awareness – Ready 19

Govt. of Bharat has introduced or in addition to then measures / incentives to amend tourism inwards India. Which of the next is i of these measures?
  1. Issuance of electronic visa
  2. Free remain for iii days inwards Govt. hotels inwards 4 metros for line of piece of work organisation travellers in addition to frequent flyers
  3. Highly subsidised ari go on meto routes for frequent flyers
  4. Free trip to Agra, Delhi in addition to Jaipur to those coming on educational / report tours
  5. None of these

‘Misery Index’ represents __________

  1. Sum of charge per unit of measurement of inflation in addition to charge per unit of measurement of unemployment
  2. Product of charge per unit of measurement of inflation in addition to charge per unit of measurement of unemployment
  3. Proportion of real misfortunate to misfortunate living below the poverty line

  4. Both two & 3
  5. None of these

Which of the next statement(s) is / are TRUE close the Grameen Pushti Yojana of the Govt. of Bharat ?
A. Scheme is aimed to render nutritional nutrient to children, important women in addition to lactating mothers
B. Scheme volition endure implemented inwards the state of Chattisgarh only
C. The finance for the system would endure provided past times the World Bank in addition to Asian Development Bank

  1. Only A
  2. Only B
  3. Both A in addition to B
  4. All A, B in addition to C
  5. None of these

Which fo the next is NOT the part of the Scheculed Banking Structure inwards Bharat ?

  1. Money Lenders
  2. Public Sector Banks
  3. Private Sector Banks
  4. Regional Rural Banks
  5. State Co-operative Banks

Which of the next methods is used past times India’s Central Bank for Quantitative Credit Control ?

  1. Bank Rate
  2. Open Market Operations
  3. Cash Reserve Ratio
  4. All of these
  5. None of these

The National Bank of Agriculture in addition to Rural Development (NABARD) was established inwards the yr ?

  1. 1970
  2. 1982
  3. 1977
  4. 1980
  5. 1975

Which of the next world sector banks hs the largest number of branches inwards unusual countries ?

  1. Bank of India
  2. Bank of Baroda
  3. Punjab National Bank
  4. Corporation Bank
  5. None of these

Which of the next Banks has provided cash withdrawals facility from Point of Sale (POS) through debit carte to its customers ?

  1. AXIS Bank
  2. HDFC Bank
  3. ICICI Bank
  4. State Bank of India
  5. None of these

The National Housing Bank (NHB) was established inwards ?

  1. 1988
  2. 1986
  3. 1990
  4. 1982
  5. 1989

Section 5(b) of the Banking Regulation Act, 1949 defines the give-and-take ‘banking’ as

  1. accepting of deposits in addition to making advances
  2. the accepting, for the go fo lending or investment, of deposits of coin from the public, repayable on need or otherwise in addition to with-drawable past times cheque, drafts, social club or otherwise
  3. accepting of deposits, making investments inwards merchandise in addition to industry, issuing need drafts, telegraphic transfers in addition to post service transfers, collection of bills in addition to labor regime business
  4. All of these
  5. None of these

RRBs are permitted to undertake corporate way business, without gamble participation, for distribution of all types of insurance products, including wellness in addition to brute insurance dependent area to the status that ?

  1. The banking concern should comply alongside the Insurance Regulatory in addition to Development Authority (IRDA) regulations for acting every bit ‘composite corporate agent’
  2. The banking concern should nto adopt whatever restrictive exercise of forcing its customers to instruct inwards solely for a item insurance companionship inwards honor of assets financed past times the bank
  3. The risks, if whatever involved inwards insurance way should non instruct transferred to the line of piece of work organisation of the bank
  4. Only two in addition to 3
  5. All of these

The primary role of a key co-operative banking concern is to

  1. mobilise the resources inwards the district for financing its members to the maximum extent possible
  2. to channelise the menses of funds from the State co-operative banks
  3. Both 1 in addition to 2
  4. Only 2
  5. None of these

One of the major challenges banking manufacture is facing these days is deliberate efforts of or in addition to then people to convey coin earned through illegal activities inwards circulation. Which of the next acts is passed to forestall this action ?

  1. Payment & Settlements Act
  2. Banking Regulation Act
  3. Negotiable Instruments Act
  4. Narcotics in addition to Psychotropic Substance Act
  5. Prevention of Money laundering Act

Some individual organizations are running e-Choupals, to assist which of the next department of soceity?

  1. Farmers
  2. Small businessmen
  3. Cooperative Credit Societies
  4. School-going children
  5. Unemployed youth

The wheat based Nutrition programme is beingness implemented past times which of the next Ministries/Departments of the Govt. of Bharat ?

  1. Ministry of Labor Welfare
  2. Department of Women in addition to Child Development
  3. Department of Consumer Affairs
  4. Ministry of Agriculture
  5. Ministry of Planning

Which i of the next has got RBI nod to number pre-paid cards to its clients ?

  1. LIC
  2. GIC
  3. SIDBI
  5. None of these

Who amidst the next was the chairperson of the commission fix past times the RBI on “Customer Services” inwards Banks?

  1. Y V Reddy
  2. Deepak Parekh
  3. M Damodaran
  4. D Subbarao
  5. None of these

Which of the next products of a banking concern is specifically designed to render fiscal assist to children inwards their higher studies inwards Bharat or inwards a unusual field ?

  1. Personal Loan
  2. Corporate Loan
  3. Educational Loan
  4. Mortgage Loan
  5. None of these

The European Union (EU) has adopted which of the next every bit a mutual currency ?

  1. Dollar
  2. Dinar
  3. Yen
  4. Peso
  5. Euro

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