Online Banking Awareness Mock Examination For Ibps Clerks – Laid Upward 22

Scheduled Banks conduct hold to last registered alongside ___________________

  1. SEBI
  2. RBI
  3. Finance Ministry
  4. SBI
  5. None of these

Tarapore Committee submitted its written report on “Full Convertibility of Rupee” inwards ______________________

  1. Current Account
  2. Capital Account
  3. Both 1 & 2
  4. Special Drawing Rights (SDR)
  5. None of these

In Banking Services, marketplace position tin last segmented on the reason of __________________

  1. Density
  2. Customers
  3. Both 1 & 2
  4. Neither 1 nor 2
  5. None of these

Banks hand contracts to 3rd parties inwards lodge to create out back upwards services like

  1. help desk support
  2. credit carte du jour processing
  3. call back upwards service
  4. all of these
  5. none of these

Nationalization of SBI took house inwards _____________

  1. 1947
  2. 1952
  3. 1955
  4. 1967
  5. 1950

Which of the next are the Scheduled Banks ?

  1. State Bank of Republic of Mauritius Ltd
  2. HDFC Bank Ltd
  3. ICICI Bank
  4. All of these
  5. None of these

Which of the next statements close Local Area Banks are right ?

  1. Local Area Banks are required to discovery the priority sector lending targets at twoscore percentage of cyberspace banking corporation credit equally applicable to other domestic banks
  2. Local Area Banks conduct hold to lend at to the lowest degree 25 per cent of their priority sector deployments (10 per cent of cyberspace banking corporation credit) to weaker sections inside the overall all twoscore per cent target for priority sector
  3. Local Area Banks are registered equally a world express society nether the Companies Act 1956
  4. Both 1 together with 2
  5. All of these

The long-term co-operative credit construction consists of 2 tiers alone viz.,

  1. Central dry soil mortgage banks at province Level together with Primary Land Mortgage banks at the district level
  2. State dry soil mortgage banks at the State Level together with NABARD at All-India level
  3. Regional Rural Banks at the district flat together with NABARD at key level
  4. Both 1 together with 2
  5. All of these

In most of the states inwards our country, the organizational construction of dry soil evolution banking is federal graphic symbol alongside

  1. a Central Land Development banking corporation at the apex level
  2. affiliated primary dry soil evolution banks, mostly organized at Tehsil / Taluk / Block levels
  3. Neither 1 together with 2
  4. Either 1 or 2
  5. All of these

What create y’all empathise past times ‘Para Banking’ services ?

  1. Eligible fiscal services rendered past times banks
  2. Utility services provided past times banks
  3. Services provided through concern correspondents
  4. Services Provided to armed forcefulness personnel
  5. none of these

As per the targets of 11th 5 yr plan, educated unemployment is to last reduced to which of the next levels ?

  1. 9%
  2. 6%
  3. 7%
  4. 8%
  5. 5%

Name the establishment inwards which RBI has of late sold its stake to the Government ?

  1. Exim Bank
  2. National Housing Bank
  3. IDBI
  4. NABARD
  5. None of these

In economics, it is to a greater extent than oftentimes than non believed that the primary objective of a world sector fiscal company, similar bank, is to

  1. Employ to a greater extent than together with to a greater extent than people
  2. Maximize amount profits
  3. Maximize amount production
  4. Provide fiscal services to the people across the country
  5. Sell goods at subsidized cost

The Reserve Bank of Bharat has decided to assist banks, equally a temporary measure, past times providing additional liquidity back upwards nether LAF. What is the amount degree of LAF?

  1. Loan Adjustment Fund
  2. Liquidity Adjustment Facility
  3. Long Awaited Funds
  4. Loan Awaited Funds
  5. Loan Against Funds

Which of the next price is NOT used inwards Baking / Finance – related matters?

  1. Discount Rate
  2. Letter of Credit
  3. Cheque Clearing
  4. General Ledger
  5. Law of motion

Consider the next statements close SABLA scheme
A. It replaces Kishori Shakti Yojana (KSY) inwards all districts
B. It is existence implemented inwards 200 districts at present
C. It is a scheme for empowerment of adolescent girls
Which of the to a higher house statements is / are  correct?

  1. Only A
  2. Only B
  3. Only A together with B
  4. Only B together with C
  5. None of these

Capitalism is based upon “Laissez-faire-system”. What is this “Laissez-faire-system” ?

  1. No governmental intervention
  2. Maximum Governmental intervention
  3. Role of marketplace position forces is minimum
  4. Limited authorities intervention
  5. None of these



Credit creation capacity of commercial banks is determined past times ?
A. Cash withdrawals from the banking scheme past times the public
B. Cash reserve ratio to last maintained past times commercial banks
C. Supply of currency notes past times the key bank
D. willingness of the borrowers to conduct hold loans from commercial banks

  1. A, C together with D
  2. B, C together with D
  3. A, B together with D
  4. A, B together with C
  5. None of these


Consider the next statements together with province which of them are TRUE ?
A. Government has constituted an 8 fellow member commission to examine ways for strengthening laws to curb generation of dark coin together with foreclose it transfer abroad
B. It volition examine the existing legal together with administrative framework to bargain alongside generation of dark coin through illegal means
C. CBDT chairman volition last caput of the committee

  1. A together with B
  2. Only B
  3. A, B together with C
  4. A together with C
  5. None of these

Read Remaining sets of Banking Awareness Model Practice Tests from below
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