Quiz On Banking Awareness – Develop 38

  1. POS is the acronym used inward banking. It way ? 
    1. Point of Sales Terminal
    2. Personal Omission Script
    3. Pending Off Sales
    4. Pointed Open Sales
    5. Post Office Sales
  2. NIM Stands for?
    1. Net Interest Minimum
    2. Not Interest Margin
    3. Net Internal Margin
    4. Net Interest Margin
    5. Net Interest Module
  3. Ways together with Means is the charge of Advances provided yesteryear the RBI to ?
    1. Central Government
    2. Banks
    3. State Government
    4. NABARD
    5. None
  4. Which banking concern opened Customer Service Point (CSP) to extend fiscal inclusion targeting urban miserable ?
    1. Union Bank of India
    2. ICICI
    3. SBI
    4. Syndicate Bank
    5. Yes Bank
  5. “Maa Thota” system inward Andhra Pradesh sponsored yesteryear ___________ to meliorate the lot of tribal families ?
    1. Andhra Bank
    2. Union Bank of India
    3. NABARD
    4. NGB
    5. RBI
  6. Which Bank inward Bharat opened India’s showtime offshore banking Unit ?
    1. SBH
    2. ICICI
    3. SBI
    4. Axis
    5. Bank of Baroda
  7. ___________ promoted Securities Trading Corporation of Bharat Limited (STCI) jointly amongst the Public sector banks ?
    1. RBI
    2. SBI
    3. UTI
    4. LIC
    5. SEBI
  8. Ballon Loan way ?
    1. a loan offered at highest charge per unit of measurement of involvement for consumer loans
    2. a loan which does non fully amortize over its term
    3. loan offered to articulation borrowers only
    4. loan offered to the Large scale industries 
    5. None of these
  9. India’s First Dedicated Education Loan Company CREDILA is the associate torso of ?
    1. SBI
    2. Andhra Bank
    3. United Bank of India
    4. HDFC
    5. SBH
  10. CER was established to preclude frauds inward loan cases involving multiple leading from dissimilar banks on the same immovable property. CER way ?
    1. Central Electronic Recognition
    2. Central Ethics Registry
    3. Central Electronic Registry
    4. Central Election Registry
    5. Central Entry Registry
  11. Soft loan characteristic characteristic is ?
    1. Short catamenia together with to a greater extent than charge per unit of measurement of interest
    2. Long catamenia together with to a greater extent than charge per unit of measurement of interest
    3. Long period, More charge per unit of measurement of involvement amongst grace period
    4. Long period, Less charge per unit of measurement of involvement amongst grace periods
    5. Long period, to a greater extent than charge per unit of measurement of involvement amongst no grace periods
  12. “Loan Servicing” way ?
    1. Lending the money
    2. A mortgage banking concern or sub-servicing theater collects the timely payments of involvement an primary from borrowers
    3. Helping the client to instruct loan inward other banks yesteryear providing the details of the running account
    4. Giving a loan if the client has whatever deposit
    5. Giving minute loan afterward payment of showtime loan regularly
  13. Who headed the report grouping constituted yesteryear Indian Banks Association to hand the recommendations on Education Loans ?
    1. Rangarajan
    2. Kelkar
    3. R. J. Kamath
    4. Subrahmanyam
    5. None of these
  14. When whatever asset ceases to generate income for the bank, It is called ?
    1. Official Asset
    2. Non-good Asset
    3. Non-Performing Asset
    4. Non-Commitment Asset
    5. None of these
  15. In a word newspaper it is read that “Higher Provisioning erodes populace sector banks’ profit”. Here “Provisioning” relates to ?
    1. Daily Expenses
    2. Cost to erect ATMs
    3. Conducting exams to recruit novel personal 
    4. Bad Loans
    5. Establish novel branches
  16. The SSI said at that spot must non live on 2 regulators on habitation loans. One regulator is Reserve Bank of Bharat together with or together with hence other 1 is ?
    1. HDFC
    2. SBI
    3. SEBI
    4. HUDCO
    5. NHB
  17. Loan given for project repairs, renovations together with / or upward gradation is called ?
    1. Home Damage Loan
    2. Home Improvement Loan
    3. Home Custody Loan
    4. Home Consumption Loan
    5. All of above
  18. Who introduced the concept of Microfinance inward People’s Republic of Bangladesh inward the shape of the “Grameen Bank”. He is the Nobel laureate known yesteryear many every bit the “Father of Microfinance Systems” ?
    1. C. D. Deshmukh
    2. Amartya Sen
    3. Muhammad Yunus
    4. Sheik Haseena
    5. Muzibaer Rahman
  19. The park deposit accounts of banks are ?
    1. Current accounts, electricity accounts together with insurance premium accounts 
    2. Current accounts, ship component savings, banking concern accounts together with term deposit accounts
    3. Loan accounts, savings banking concern accounts together with term deposit accounts
    4. Current accounts, savings banking concern accounts together with term deposit accounts
    5. Current mouth accounts together with term deposit accounts 
  20. Loan to miserable people yesteryear banks convey many limitations including lack of safety together with high operating cost. So to assist them which type of finance organization developed ?
    1. Ponzi Schemes
    2. Micro Finance System
    3. Money Laundering Schemes
    4. Money Tampering Finance
    5. Supervision Finance
 Read to a greater extent than Banking Awareness Model Practice Sets from below
    sponsored links

Leave a Reply